Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jemg1077 Novitiate

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    Default retail interest?

    Am just sorting out the spreadsheet for my Alliance&Leicester credit card claim and have found some charges for Promotional retail interesticon .What are thee charges for?They amount to quite a bit.Am I entitled to claim these back?

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  2. #2
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    Default retail interest?

    Am just sorting out the spreadsheet for my Alliance&Leicester credit card claim and have found some charges for Promotional retail interesticon .What are thee charges for?They amount to quite a bit.Am I entitled to claim these back?


  3. #3
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    Default Re: retail interest?

    Hi,jemg1077
    The different intrest charges are 8% for normal claims
    the other is if you are claiming contractual intrest, That is at the rate you were charged, this usually applies to credit cards.


  4. #4
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    Default Re: retail interest?

    Yes but can I claim them back?
    Do I put them onthe spreadsheet or leave them off?


  5. #5
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    Default Re: retail interest?

    Use the spreadsheet that suites you from here and yes it goes on the spreadsheet.
    http://www.consumeractiongroup.co.uk...eadsheets.html


  6. #6
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    Default Re: retail interest?

    Jem, did these appear on your statement?? Not sure what they are to be honest, you may want to ask in the A+L forum..


  7. #7
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    Default Re: retail interest?

    Thanks
    Wasn"t sure if I could reclaim these as I dont know what Promotonal Retil Interet is
    I'll put them in with my claim


  8. #8
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    Default Re: retail interest?

    Jos
    Yes they are on the statements that I asked for from the Credit card
    But I will check on the A&L forum


  9. #9
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    Default promotional retail inteest charges

    Does anyone know what promotional interesticon charges are?
    They appear on my statements and I dont know whether I can claim them back or not


  10. #10
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    Default Re: retail interest?

    Sorry, jemg, never heard of them.

    How about ringing your card's customer services, saying that you were looking over your statements when you noticed something called "promotional retail interesticon" but are not sure what this means and could they explain it to you please? No need to go into detail as to why you want to know, better to let them think you are curious rather than about to make a claim against them - more likely to be helpful if they're ignorant of your reasons.

    If you then come back to us with their explanation maybe we can help decide if they are reclaimable.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE