Should i try and reclaim?

**matt-man** · 20th February 2007 16:29

I have just sent off SAR icon

to Alliance & Leicester, HBOS icon

& Capital One icon

, you can all trace my plight on the relevent pages!

Not sure whether to go for Egg icon

though?!?

I had an Egg card and started to run into trouble when i split from my Mrs in 2003. At the time i had run up to and just over my limit and the charges that followed started it snow balling, anyway to cut a long storey short i defaulted. The debt was sold on to FT & C and i finally cleared it January 2006. Is it worth pursueing Egg for the charges i had impossed upon me back then? I gather from the threads i have read that Egg are particulary stuborn and have a rather hard shell!!!

All comments greatly appreciated!

Matt

Similar Threads:

**livelylad** · 20th February 2007 16:31

Originally Posted by matt-man

I have just sent off S.A.R - (Subject access request icon

) to Alliance & Leicester, HBOS icon

& Capital One icon

, you can all trace my plight on the relevent pages!

Not sure whether to go for Egg icon

though?!?

I had an Egg card and started to run into trouble when i split from my Mrs in 2003. At the time i had run up to and just over my limit and the charges that followed started it snow balling, anyway to cut a long storey short i defaulted. The debt was sold on to FT & C and i finally cleared it January 2006. Is it worth pursueing Egg for the charges i had impossed upon me back then? I gather from the threads i have read that Egg are particulary stuborn and have a rather hard shell!!!

All comments greatly appreciated!

Matt

Yes claim as normal, theyb are paying up the same as the rest. they paid me in full last week.

**matt-man** · 20th February 2007 16:40

Cheers Livelylad

Will get the SAR icon

ready tonight and in the post tomorrow, i suppose nothing ventured nothing gained!
If you get a chance can you have a look at my thread Matt-man v A & L if poss, i kinda did things the wrong way round and it'll be good to know from an experianced bank robber if i should skip any stages as i've been in corrspondence with them already???

**Hollydoll** · 21st February 2007 14:44

Good luck - I had a similar situation with Egg icon

and am in the middle of my claim

**matt-man** · 21st February 2007 14:48

Hi Holly

How far are you with your claim?

Matt

**Hollydoll** · 21st February 2007 14:50

I have just sent my lba icon

I received an offer on the back of this offering me £4 per charge.

Gonna accept in partial settlement and file MCOL next thursday

**matt-man** · 21st February 2007 14:56

lol,

well best of luck!

**Hollydoll** · 21st February 2007 14:57

you too honey am sure it'll go just as smooth

anything you need then just yell

**matt-man** · 21st February 2007 15:00

Will do.
I have a few cases on the go at the mo as well, A & L, HBOS icon

, Cap 1 & RBS icon

.
Who do you reckon will pay out first?

**Hollydoll** · 21st February 2007 15:06

Capital One icon

is the only one I have gone for out of those and they were very quick to pay me in full once I had filed MCOL.

I have had full pay outs from Cap One and Halifax icon

and I have a court date with Barclays icon

of the 29th March.

**matt-man** · 21st February 2007 15:11

Well i still have all the statements for the RBS icon

one so sent the prem letter today, from the threads i have read they seem to buckle dead quick, even after the prem letter so fingers crossed!

My prediction is
RBS pay out first
HBOS icon

next
A & L then but will go to the wire
Cap 1 after, then
Egg icon

last

Fancy a bet? LOL

**matt-man** · 22nd February 2007 12:55

Quick question.......

On my Halifax icon

claim i have a DRA chasing me for my default from 2003 and someone told me to send the letter requesting a copy of my CCA which i downloaded from the libary and did. Now if they can't supply it they have to wipe off the debt.

My question is....With the Egg icon

scienario i actually paid off that DRA last January. Can i ask them for my CCA and reclaim the money i paid them last year if they can't produce it?

Cheers

Matt

**matt-man** · 1st March 2007 12:00

Bump....anybody?

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