Thread: lippo v A&L

Hi there

I ve gone through the proceedure as advised by this site. Sent N1 on 15th Feb
and had prompt reply from A & L saying they will defend. Im only claiming £50
plus interest but the fact was the account wasnt even overdrawn as I transferred
funds to cover!
Have to wait and see if they back down.

Lippo

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• LIPPO V a & l

I am in the same position.

Looking back over my account over the last 2 years A&L have charged me £100.00 (4 x £25.00).

A&L have already as a “gesture of goodwill” refunded £50.00 of the charges.

I asked them nicely to replay the other £50.00, and then sent them a letter on 30/01/2007 and I got the standard letter on 01/02/2007 saying

“I have now had an opportunity to review why the charges were raised…” etc

I wrote back on the 05/02/2007 confirming I was unhappy and stating what the interest would be, sending again a full schedule of charges and interest.

A&L wrote back on the 07/02/2007 saying

“I have carefully considered the circumstances…” etc

So on 14/02/2007 I issued a claim for £52.23 via MCOL, giving A&L till the 05/03/2007 to reply.

On the 16/02/2007 A&L filled an acknowledgment on which they are “intending to defend all of the claim”, and they have until 05/03/2007.


Is this just a standard tacktick?

Yep, standard. Just hang-fire!