Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: My Claim

  1. #1
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    zico Novitiate

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    Default My Claim

    I had an account with rbos

    Over the first 3 months it was open i raked up charges of £268.00
    not alot of money in comparission with alot of others here.

    I have now defaulted my account and this shows with experian and equifax.

    if I get my charges back will they be forced to remove this record from my credit report?

    will keep you all informed as I progress


    thanks
    z

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  2. #2
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    Stornoway Novitiate Stornoway's Avatar

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    Default Re: My Claim

    Z

    You have to make sure that you ask for your default removal right from the start of your claim. The template letters include wording re defaults which can be amended to suit.

    Good luck.


  3. #3
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    zico Novitiate

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    Default Re: My Claim

    went into the branch today, and asked if they could give me details of the old account,

    explained to the girl at the desk I needed it for information so I could retrieve previous statements,

    she has ordered the statements for me,

    I also got a receipt for my £5 and asked her to mark clearly on the receipt what it was for.

    so now the ball is rolling I hope


  4. #4
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    Default Re: My Claim

    Z, you still have to do a formal SARicon as this asks for details of manual intervention which is important for when / if it goes to court, you should spend some time reading the FAQ section before starting the claim.

    Cheers



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE