Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    sainth2 Novitiate

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    Question Should I settle????

    I have submitted my aqicon and am waiting for the court to set a date and First Direct have sent me a settlement offer of £4078. The total claim is for £4455 plus costs so i am tempted to settle. If I turn them down does anyone know if they usually make another offer or is it likely to proceed to court?

    Similar Threads:
    First Direct -taking to court for £4455 on 14/12/06
    Capital one: data request 12/12/06
    MBNA data request 12/12/06

  2. #2
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    Default Re: Should I settle????

    Hi there,

    I am on the few remaining days of MCOL they have till Friday......when did FD submit their defense in your case? I think that people have been getting the full amount when they have refused an offer so I should hang in there if I were you


  3. #3
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    Default Re: Should I settle????

    they submitted a couple of days after they recieved the claim, however they did it by fax and the court fax wasnt working so i was led to believe there was no contact and i had won by default, I had even executed a warrent for the money when the court sent me a letter saying they hads reversed the decision as the defense had actually been submitted!! but hopefully now i am getting somewhere..

    First Direct -taking to court for £4455 on 14/12/06
    Capital one: data request 12/12/06
    MBNA data request 12/12/06

  4. #4
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    Default Re: Should I settle????

    Thats a bit harsh then....got your hopes up only to be dashed at the last minute



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE