Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    lips37 Novitiate

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    Default LIPS vs WOOLWICH X2

    Hi all, What a great site this is and some very interesting claims.

    Ive sent 2 dpa letters to the woolwich on the 7th of feb with £20 postal orders they sent the £20 back on 15th feb saying that they will deal with this case, 1 is for an account that is still open with over £1000 in charges.

    The other account was closed in oct 2004 this was because of bank charges to my account which led to dds which couldn't be paid due to keep on clearing the charges so when a dd was due to come out it could not be paid then my account was passed over to a DCAicon so was my loan which im still paying £180 per month and also because of this GE CAPITAL who i paid finance to for a car i bought put theirs over to a DCA and im still paying them £100 per month, If i can claim from them 2 DCA i will do so.

    Also debitas = £500 Capital Oneicon
    alliance leicester £300
    Barclaycard £1000 already sent DPA on 7th feb
    citicards £600

    And many more

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  2. #2
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    lips37 Novitiate

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    Default Re: LIPS vs WOOLWICH X2

    Hi all, Received letter today about my openplan account usual rubbish except at bottom of letter it says, If i do not hear from you within 8 weeks from the date of this letter i will close my complaint file in accordance with our usual practice. Phoned Barclaysicon, They said it was a misprint and shouldn't have been on the letter.


  3. #3
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    marley2009 Novitiate

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    Default Re: LIPS vs WOOLWICH X2

    they are lying coz i have had 3 letters and every one of them has that at the bottom, ignore it and stick to ur times not theirs

    amanda


  4. #4
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    Arrow Re: LIPS vs WOOLWICH X2

    ALL my letters from Woolwich also contain 'closure of file' paragraphs!


  5. #5
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    Default Re: LIPS vs WOOLWICH X2

    Hi all, sent 30 day reminder today.


  6. #6
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    Default Re: LIPS vs WOOLWICH X2

    I guess they figure that a reasonable percentage of letter recipients aren't members of this site, there are bound to be plenty of people who are still scared off by the letters and drop their claim.


  7. #7
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    Default Re: LIPS vs WOOLWICH X2

    Hi all, The 40 days are up today and still no statements from them should i contact the ico and report them?

    or should i contact them


    WOOLWICH OPENPLAN ACC SENT DPA 6TH FEB
    WOOLWICH CURRENT ACC SENT DPA 6TH FEB
    Capital Oneicon SENT PRIM £870.74
    BARCLAYCARD SENT DPA 6TH FEB



  8. #8
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    Default Re: LIPS vs WOOLWICH X2

    do both hun, send woolwich non compliance letter and report them.

    amandax


  9. #9
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    Question Re: LIPS vs WOOLWICH X2

    Hi all, how do i go about complaining to the ico as have not receiced SARicon request? Woolwich delaying tactics i got a letter from them saying the acc was passed over to wescot in 2004 phoned wescot today and they said it was passed back to Barclaysicon in 2005.


  10. #10
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    Default Re: LIPS vs WOOLWICH X2

    If you have not received your statements, send one of these letters http://www.consumeractiongroup.co.uk...n-act-non.html


  11. #11
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    Smile Re: LIPS vs WOOLWICH X2

    HI ALL, Got a letter on Saturday stating my closed openplan acc was passed over to wescot and to ring them about my acc (what a load of boll****) phoned wescot on Saturday and they said the acc was passed back to them in 2005 and gave me a Barclay's ref no, Phoned the woolwich this morning on 01255 477023 customer relations team they gave me another number which i think is customer relations head office number 0800282390 spoke to a guy called Channa he was very helpful? said he would get me my list of charges for 2 accounts out to me in the next couple of days, just have to wait and see.


  12. #12
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    Default Re: LIPS vs WOOLWICH X2

    also sent them a 7 day non-complaince letter 1 for each acc


  13. #13
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    Smile Re: LIPS vs WOOLWICH X2

    Hooray they've arrived my list of charges.

    1st acc £2,834.50
    2nd acc £1,025.00


  14. #14
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    Default Re: LIPS vs WOOLWICH X2

    Well done you..

    Oh my god that is alot of money, i thought my £3K was good.

    Now you have the list send the next letter off asap giving them 14 days to settle or you will take them to court and charge interesticon and costs.

    Good luck keep us all informed how you are going


  15. #15
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    Smile Re: LIPS vs WOOLWICH X2

    Hi caz, Before i do that i want to know if i can claim contractual interesticon on these accounts as i did with my credit cards.


  16. #16
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    Default Re: LIPS vs WOOLWICH X2

    I am not sure on that one but i am sure someone will tell you.

    But dont forget you dont add any interesticon until you go to court, so you just need to send off the next letter demanding payment otherwise you will take them to court and then ask for interest etc

    So i would get the next letter in the post asap.
    Then spend time researching the answer to your question as the bank will have 14 days to respond
    Caz


  17. #17
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    Default Re: LIPS vs WOOLWICH X2

    Thanks Caz


  18. #18
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    Default Re: LIPS vs WOOLWICH X2

    excellent babe, now like caz says get the next letter off, i have heard that the contractual interesticon is quite difficult to deal with but im sure that there will be some one who has done it to help u

    amandaxx


  19. #19
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    Default Re: LIPS vs WOOLWICH X2

    Woolwich has made me an offer of £2100 (gesture of goodwillicon) today, just a bit short by £1700 will be sending them a letter declining offer i want it all


  20. #20
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    Default Re: LIPS vs WOOLWICH X2

    dont blame u hunnie, go for it

    amandaxx



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE