Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I was a student until 1994 taking out a student loan of around £3000, about 6 months ago ago i got a letter saying i was in arrears of £160 because apparently about 6 years previously i was late in getting back to them the form stating that i hadn't earmed the amount required to start making payments, at no stage since 1994 have i had the income required to make payment and my income is still relatively little so i agreed to pay back around £40 a month for 4 months, i am a couple of weeks late with my last payment and i have just recieved a threatening letter from them stating i need to pay the £40 within 7 days as well as £30 charges and if i don't there is a list of all sorts of things that can happen such as having to pay the entire loan off,legal action, debt collection agencies etc, on the back is a list of all their charges i,e arrears letter £20, recalled or dishonoured payment £15etc.
I have spoken to them on the phone and found them all agressive, dogmatic and downright rude, can i and should i stand my ground about the £30 and if i pay it can i claim it back a la bank and credit card charges, normally for £30 i woudl not be too fussed but their appalinga ttitude has really riled me, another thing the letter was sent to an old address which i lived in until December when they are well aware i moved to a new address then the letter dated the 13th which i only received today states i need to apy within 7 days or else.....
Please help if you can witha ny advice and any dealings people may have had with this organisation.
a jacuzzi with Bananarama. I have not lived in Bolton since 1986
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Re: Anyone taken on The Student Loans Company?
They wont budge unless you take them to Court.
I did and the caved in befire their final date for a defence. they still put a defence in, but I got a letter offering me all the money I claimed and more besides!
Dont let them bully you. Take them to Court.
Like all bullies they are cowards and will cave in.
Anyone taken on The Student Loans Company?
previously i was late in getting back to them the form stating that i hadn't earmed the amount required to start making payments, at no stage since 1994 have i had the income required to make payment and my income is still relatively little so i agreed to pay back around £40 a month for 4 months, i am a couple of weeks late with my last payment and i have just recieved a threatening letter from them stating i need to pay the £40 within 7 days as well as £30 charges and if i don't there is a list of all sorts of things that can happen such as having to pay the entire loan off,legal action, debt collection
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