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im self employed and a few years ago i took out a 15k loan with Natwest with loan protection,is it true that as i am self employed i have been mis-sold this PPI ? as i have heard that ppi does not cover self employed people ! please advise!!
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Did you follow up on this, I have a similar situation with Abbey - just looking into this myself?
Thanks
Perseus
If my advice has helped, please click on my scales. Thank you!
MBNA - CRA file to be cleared then finished!
_________________________ _________________
Abbey Personal - Final LBA 28/5/7 - then Court
_________________________ _________________
Capital One - Final LBA 28/5/7 - then Court
_________________________ _________________
GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
Waiting for GMAC to provide breakdown of charges and CCA under s79
_________________________ _________________
Alliance & Leicester - Final LBA 28/5/7 - then Court.
Hi Jezzyjet,
Some PPI policies will in fact cover the self employed, you really need to get hold of the policy terms and conditions and have a good read through them before you go any further.
Good Luck
Ian
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
Is it possible to request a copy of the PPI with a CCA or SAR?
Just looked on the website, 'full details of cover on confirmed account opening!'
Hmmmm
If my advice has helped, please click on my scales. Thank you!
MBNA - CRA file to be cleared then finished!
_________________________ _________________
Abbey Personal - Final LBA 28/5/7 - then Court
_________________________ _________________
Capital One - Final LBA 28/5/7 - then Court
_________________________ _________________
GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
Waiting for GMAC to provide breakdown of charges and CCA under s79
_________________________ _________________
Alliance & Leicester - Final LBA 28/5/7 - then Court.
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Just looked on the website, 'full details of cover on confirmed account opening!'
Hmmmm
Thats a bit sneaky to say the least .. you will get full terms and conditions once you open account.. How the Hell do they expect customers to know what they are getting themselves into..
Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
Halifax settled in Full.. 22/09/06
TSB First Claim SETTLED IN FULL 19/10/06
Second Claim to Lloyds TSB - Settled in Full
Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.
If my post has helped you, please click the scales! :grin:
Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
I'm going to have to send a chase up letter for my CCA - can I now request the PPI details as an addition-seeing as they haven't complied with my CCA request?
Or would it be better to just request it separately?
Thanks all
P
If my advice has helped, please click on my scales. Thank you!
MBNA - CRA file to be cleared then finished!
_________________________ _________________
Abbey Personal - Final LBA 28/5/7 - then Court
_________________________ _________________
Capital One - Final LBA 28/5/7 - then Court
_________________________ _________________
GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
Waiting for GMAC to provide breakdown of charges and CCA under s79
_________________________ _________________
Alliance & Leicester - Final LBA 28/5/7 - then Court.
Is there a template for starting the ball rolling for mis-sold PPI?
ANyone...could you point me in the right direction please?
Thanks
P
If my advice has helped, please click on my scales. Thank you!
MBNA - CRA file to be cleared then finished!
_________________________ _________________
Abbey Personal - Final LBA 28/5/7 - then Court
_________________________ _________________
Capital One - Final LBA 28/5/7 - then Court
_________________________ _________________
GMAC - Sent DCA SAR 9th March 07 - confirmed not legally assigned.
Waiting for GMAC to provide breakdown of charges and CCA under s79
_________________________ _________________
Alliance & Leicester - Final LBA 28/5/7 - then Court.
a sort of fire-fighting role here. Hate HFC & their past compulsory PPI ethos
Posts
25,092
Re: self employed and ppi please help
i've just nicked this from boxer64 thread edit as ness::
Ref: Account xxxxxxxxx Claim for : Refund Of Personal Loan Insurance Payments & Associated interest.
Dear Sir or Madam,
On the 15/10/04 I was approved a loan for £10,000, I was advised that as a condition of the loan, a payment protection insurance(PPI) would be part of the loan; as it would insure payments would covered if I were to become unemployed or was unable to work. This was in the form of an additional loan totaling £2,997.72
It is fact that you are not allowed to make(PPI) a condition of a loan.
I telephoned to cancel the PPI insurance and was told that this was not possible.
I therefore consider that I have been mis-sold this expensive insurance, and request that a full refund of all costs incurred through the aforementioned PPI , including all associated interest. And that the loan agreement schedule and payments be adjusted, to incorporate the removal of all costs associated with PP1and itself as detailed.
Quoting from the mentioned Personal Loan Agreement,“If unsatisfactory goods or services are obtained under a transaction financed by this agreement, I have the right to sue the supplier, yourself or both.
I would appreciate an immediate response to this letter that will conclude this matter as mentioned.
Yours faithfully,
hope it helps
dx100uk
GETTING THREAT_O_TEXTS OR SPOOF BAILIFF CALL FROM M T COLLECT read here
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
The Consumer Forums
self employed and ppi please help
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(As Seen on TV) 
Originally Posted by Perseus
