Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Gordon7854 Novitiate

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    Default Gordon v Barclaycard

    SARicon sent 9 Jan, deadline is on Monday 19 Feb - still waiting

    Similar Threads:

  2. #2
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    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

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    Default Re: Gordon v Barclaycard

    Quote Originally Posted by Gordon7854 View Post
    S.A.R - (Subject access requesticon) sent 9 Jan, deadline is on Monday 19 Feb - still waiting

    You need to give them a nudge and inform them you will report them to the IC if they dont comply.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    Nothing arrived today

    I'll call them tomorrow


  4. #4
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    Ok, they say they have no record of having received it.

    I'll send a new one recorded delivery.


  5. #5
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    Looks like the bloke on the phone was wrong and they did get my letter.

    Package arrived today, dated 9 March - 2 months since the SARicon was sent.

    It says they don't believe microfilm is a "relevant filing system" under the terms of the data protection act, but as a gesture of goodwillicon, they're supplying all the statements going back to 2001.


    My charges total £315, so I'll send a prelim letter off for that.


    However, here's something:

    I cancelled my PPIicon in Aug 2005 as that's when I first realised it was optional.

    The cost over the years preceeding that totals many hundreds.

    Should I send another letter asking for that back, suggesting it was mis-sold as I was young and naive, didn't realise it was optional etc etc?


  6. #6
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    Very swift response to the prelim letter.

    They don't agree with my legal analysis, but will credit £123 to me, as the difference between my charges and the current £12 charge.



    Should I pursue further? I would with a current account but is it the same for credit card?


  7. #7
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    Default Re: Gordon v Barclaycard

    It's the same, pursue it all the way but they normally only settle just before court.

    If in doubt read the FAQs

    If still in doubt - ask!

  8. #8
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    Ok.

    I'll send a lbaicon, saying I'll take the offer as part payment but restating my claim for the rest and giving them 14 days or court action.


  9. #9
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    Default Re: Gordon v Barclaycard

    Sounds like a plan

    If in doubt read the FAQs

    If still in doubt - ask!

  10. #10
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    Gordon7854 Novitiate

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    Default Re: Gordon v Barclaycard

    I was sidetracked for a few days by starting a new job, but my letter has now been posted.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE