Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Had an account with First Nation (Tricity Finance). Calculated £150 in charges over 4 years. Sent Prelim 2nd of Feb and received offer today for £140 in F&F settlement which I intend to accept.
First Direct - S.A.R - (Subject Access Request) sent 29/12/06
Statements recieved 15/1/07 - >£3000 owed
Prelim sent 16.01.07
Partial offer received 01.02.2007
LBA and letter rejecting paltry offer sent 02.02.2007
MCOL filed mid Feb 07
AQ 26th March
BoS - S.A.R - (Subject Access Request) sent 29/12/06
Statements received 1.02.2007 - Prelim sent 02.02.2007