Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 15th February 2007 20:50 #1
    un1boy un1boy is offline
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    Default Am I claiming the right things?

    Hi there,

    please can somone confirm what I can and can't claim?

    I am claiming for the follwoing:

    "CHG TO(DATE) A/C(NUM)
    "UNPAID ITEM(S)"
    "REFERRAL CHARGE FOR (DATE)"
    "CARD MISUSE"

    Anything else?

    I am right in thinkin i cannot claim for cheque cancellation though?

    Also, can someone please explain what an entry like this means:

    PARTICULARS WITHDRAWN PAID IN
    CHG TO[DATE] A/C [NUMBER] 20.00
    [NUMBERS] [DATE]
    CARD 04 120.00

    What does the above mean? And what can I claim for?

    thanks

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  2. 15th February 2007 22:10 #2
    un1boy un1boy is offline
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    Default Re: Am I claiming the right things?

    Also, can I claim back the Default Notice fee?

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  3. 15th February 2007 22:15 #3
    NATTIE
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    Default Re: Am I claiming the right things?

    yes on the above

    misread no on cheque cancellation

    do not know the answer on the charges though

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  4. 16th February 2007 13:30 #4
    isidore isidore is offline
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    Default Re: Am I claiming the right things?

    Hi Un1.

    I'm presuming this is RBSicon (it looks like it). This should help with your charges.

    Cheque cancellation would be something you requested and therefore couldn't be claimed.

    Haven't a clue what that last one is??

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    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!
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  5. 16th February 2007 15:05 #5
    un1boy un1boy is offline
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    Default Re: Am I claiming the right things?

    Thanks guys

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  6. 17th February 2007 01:40 #6
    mbdiss mbdiss is offline
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    Default Re: Am I claiming the right things?

    un1boy ring the bank about the last one they should be able to tell you. i've not seen that one before

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  7. 18th February 2007 14:05 #7
    un1boy un1boy is offline
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    Default Re: Am I claiming the right things?

    Cheers guys

    what are RBSicon like at paying? do they drag it out?

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  8. 18th February 2007 14:10 #8
    un1boy un1boy is offline
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    Default Re: Am I claiming the right things?

    and there's loads of addresses - can i use this one
    :

    RBOS senior Customer Relations Manager at Edinburgh
    Freepost PO box 1727 Edinb EH12 9JN

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  9. 18th February 2007 14:17 #9
    NATTIE
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    Default Re: Am I claiming the right things?

    sorry, the last entry for £120 was a cash withdrawal at the branch

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  10. 18th February 2007 14:24 #10
    un1boy un1boy is offline
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    Default Re: Am I claiming the right things?

    Quote Originally Posted by NATTIE View Post
    sorry, the last entry for £120 was a cash withdrawal at the branch
    Oh right, thanks!!

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