Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i am new with all this but i am in the same position as everybody else.My bank is Halifax and i also have a credit card with Barclays and i would like to recover all my unfair charges for the past six years but i have a couple of questions:is it better to do it by yourself or is better to get somebody else to do it for you and avoid the hassle by dealing with the bank? there are lots of companies who would do this for you and they take a 25% most of them at the end when the money is recover,my other question is:i still owe £2500 in a credit card and i am overdrawn by £1000 on my current account.Can they make me pay all that money straight away as an act of revenge for claiming the charges? is somebody else in my position as well? .thanx
Firstly, go and wash your mouth out with soap!!!!! We would never advocate anyone using a third party, most are unlicensed and uninsured chancers.. Do it yourself and i guarantee that you will never have so much satisfaction..... well, almost never
You should be ok with the CC, its under a sepeate agreement anyway..
The OD is a different ball game.. they MAY, and can if they wish, demand payment.. i would go for it anyway on the basis that the account is in dispute.. I would also open another account if need be to have your money paid into, then come to an arangement with them on paying the OD off...
just sent court claim to Nationwide for £2500, using Martin Lewis's website.
Nationwide have have replied to summons saying that they will defend
the claim. Is this to be expected and am I going to have to go to Northampton Court ?