Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    rebemari Novitiate

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    Default hello everybody!

    i am new with all this but i am in the same position as everybody else.My bank is Halifaxicon and i also have a credit card with Barclaysicon and i would like to recover all my unfair charges for the past six years but i have a couple of questions:is it better to do it by yourself or is better to get somebody else to do it for you and avoid the hassle by dealing with the bank? there are lots of companies who would do this for you and they take a 25% most of them at the end when the money is recover,my other question is:i still owe £2500 in a credit card and i am overdrawn by £1000 on my current account.Can they make me pay all that money straight away as an act of revenge for claiming the charges? is somebody else in my position as well? .thanx


  2. #2
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    Default Re: hello everybody!

    Firstly, go and wash your mouth out with soap!!!!! We would never advocate anyone using a third party, most are unlicensed and uninsured chancers.. Do it yourself and i guarantee that you will never have so much satisfaction..... well, almost never

    You should be ok with the CC, its under a sepeate agreement anyway..

    The OD is a different ball game.. they MAY, and can if they wish, demand payment.. i would go for it anyway on the basis that the account is in disputeicon.. I would also open another account if need be to have your money paid into, then come to an arangement with them on paying the OD off...

    Some useful links..

    FAQ’s
    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

    Step by Step Guide
    http://www.consumeractiongroup.c o.uk/forum/site-questions-suggestions/65568-simple-guide-reclaiming-bank.html#post559793

    donationicon
    http://www.consumeractiongroup.c o.uk/sitemap.php

    A-Z Guide to stuff
    http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/53241-cant-find-what-youre.html

    How to Start a Thread
    http://www.consumeractiongroup.c o.uk/forum/welcome-our-forum/13182-how-make-posts.html

    http://www.consumeractiongroup.c o.uk/forum/newthread.php?do=newthrea d&f=84


    Letter Templates
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/

    Rejection of Settlement/Goodwill Gestures
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/25716-rejecting-offers.html

    interesticon Spreadsheet
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/182-6-interest-calculation-spreadsheets.html

    Contractual Spreadsheet
    http://upload2.net/page/download/KH5DXXfx6GF1KzW/Copy+of+16_Throughout_cla im_with_compounded_contra ctual_interest.xls.html

    Court N1 form
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/681-4-particulars-claim-n1.html

    Court Bundle
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/33060-basic-court-bundle.html

    Preparing a Court Bundle
    http://www.consumeractiongroup.c o.uk/forum/barclays-bank/29032-help-preparing-court-bundle.html

    Bank Contact Details
    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/31052-contact-details-banks.html

    Moneyclaim Online
    https://www.moneyclaim.gov.uk/csmco2/index.jsp

    aqicon Guide to Completion
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

    http://www.consumeractiongroup.c o.uk/forum/general/53570-new-strategy-allocation-questionaires.html?highli ght=allocation

    Court Fees
    http://www.hmcourts-service.gov.uk/infoabout/fees/county.htm

    Data Prot Act Non Compliance
    http://www.consumeractiongroup.c o.uk/forum/bank-templates-library/6986-data-protection-act-non.html

    ERC Letter for Mortgages
    http://www.consumeractiongroup.c o.uk/forum/post-432747.html

    Witness Statements for Court Bundle
    http://www.consumeractiongroup.c o.uk/forum/abbey-bank/57385-examples-witness-statements-etc.html

    Banking Codeicon website
    http://www.bankingcode.org.uk/faq.htm

    Limitations Act
    http://www.consumeractiongroup.c o.uk/forum/statutes-library/415-limitation-act-1980-a.html

    fast track costs
    http://www.consumeractiongroup.c o.uk/forum/general/22383-fast-track-costs.html#post174519

    Scottish Procedure
    http://www.consumeractiongroup.c o.uk/forum/guidance-notes/11123-scottish-procedure.html

    Scottish Forum
    http://www.consumeractiongroup.c o.uk/forum/scotland


  3. #3
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    Default Re: hello everybody!

    thank you very much for your advice i will do it myself.i am reading the FAQS and learning a lot


  4. #4
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    Default Re: hello everybody!

    hi everyone,

    just sent court claim to Nationwideicon for £2500, using Martin Lewis's website.
    Nationwide have have replied to summons saying that they will defend
    the claim. Is this to be expected and am I going to have to go to Northampton Court ?

    Any reassurance will be greatly appreciated !!

    thanks

    Simon



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