Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Full of Spiel as to why they believe they are working lawfully and their charges are correct.
The last part of the letter mentions that where they see the customer/bank relationship breaking down (i.e. in legal proceedings), they will close the account.
Now I am a little worried about the last line! I assume it is bully-boy scare tactics, and I am considering writing back with mention to the recent case where the fos fined the bank for closing someones account in retaliation.
They have taken £320 in charges from me, and my CC is fairly high with themselves (although I do not use it any more), as well as a loan I have with them, so if they did close the account, I assume they couldnt demand full settlement straight away (why would they want to when they can keep charging interest on my outstanding balances)
What do you think, should I continue, and make reference that the fos have recently fined an institution for similar retaliatory tactics, or have they got me by the short and curlies?
7. Thinking of a Full & Final Settlement?Read Here
my views are my own...seek legal advice if ness
NEVER EVER - act on a private message asking you to visit another website, make contact 'off list' or by telephone
- alert the siteteam IMMEDIATELY by hitting the black warning triangle on any message - Particularly if this results in a request to pay a fee to help you.
rather than hittting to be my friend - hit the star
Received Response to first letter to Egg
fined the bank for closing someones account in retaliation.
Reply With Quote
