Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    fairmorn308 Novitiate

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    Default Been offered Full amount but got problem

    Got a letter today from clydesdale bank offering full amount inc 8% and court fee but i have a problem.

    They gave me a default but i never knew i could added it to the claim to have it removed. I wrote them a letter saying i will only accept this offer if they remove the default from my file. am i correct doing this?

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  2. #2
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    Default Re: Been offered Full amount but got problem

    If your claim has already been issued by the courts, you cannot just add it as an afterthought. You would have to pursue it as a seperate claim.

    To add it to an existing claim you would have to submit to the court a completed N244icon(?) form and pay a fee of £35.

    If the above form number is wrong, perhaps someone will post the correct number.

    Regards, Rooster.

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  3. #3
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    Default Re: Been offered Full amount but got problem

    so i should just signed the agreement and get the defualt removed on its own


  4. #4
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    Default Re: Been offered Full amount but got problem

    Yes. I would accept the full offer but point out that you will pursue them for the removal of the default.

    If you think my post was helpful, please click the scales

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  5. #5
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    Default Re: Been offered Full amount but got problem

    Quote Originally Posted by fairmorn308 View Post
    so i should just signed the agreement and get the defualt removed on its own
    You can't reject a full offer and ask for more. It would be totally unreasonable.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  6. #6
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    Default Re: Been offered Full amount but got problem

    so how do i go about getting this default removed then>?


  7. #7
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    Default Re: Been offered Full amount but got problem

    You could start by looking in the forum linked below.

    http://www.consumeractiongroup.co.uk...efault-issues/

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



    What's Best for You?


    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.


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