Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi F'belly
Not got a court date yet ... but just a note of caution to others that Citi will always request the case is transfered to Salford, their local court. Citi usually take things as far as the court case and with (in) their Application Questionnaire they plead with the court just how traumatic and inconvenient it is for them to defend themselves all over the country against those litigious and unreasonable customers (ex). You MUST attach a letter (good examples on this site) saying why it should not be transferred when you submit your own Application Questionnaire. My aq was with my local court for nearly 6 weeks and even though I called the court office regularly to see if a date or any progress was made all I was told was "the papers are with the judge, you will hear something soon" ... very surprised when only a few days after enquiring about progress I received letter notification from local court that judge had granted Citi request for transfer ... no chance for me to put my reasons to have the case heard locally. Have now written to Salford Court requesting they transfer case back to my local court. Heard nothing yet!!
Think courts are swomped under with these kind of claims, as such in some instances they are happy to transfer some cases.
However there is a template availalbe which is very persuasive outlining that you are a claimant in person and are of limited means in comparison to a large multinational company etc. So far it hasn't failed to get a case heard at the claimants local county court.
Abbey have paid up on both claims in the last 48 hours so it is just Brian's lot now.
Abbey - Claim 1 full hearing 22 Feb 07 - Settled in full £710
Abbey (Claim 2) full hearing 22 Feb 07- Settled in full £4000
Abbey (Claim 3) Court date 27 June -
Capital One (claim 1) £467 Settled in full 20 Sep
Capital One (claim 2) £72refunded 19 Aug
Associates (Citicards)
claim 8 Aug/judgment by default 30 Aug/set aside hearing 9 Oct/Stay denied, ordered by Judge to reveal breakdown of charges andfull hearing 24 May/FULL DISCLOSURE ORDERED BY 8 MARCH/JUDGE TO STRIKE OUT DEFENCE AS NON-COMPLIANCE/DEFENCE STRUCK OUT PAYMENT IN FULL REQUIRED IN 14 DAYS
I am in court with citi on the 16th February. They have already had the bailiff round to see from an earlier hearing but they would not tell him or me their address for service, I only had PO Box address. They then sent a barrister and had the case set aside because they said they had not received summons, but mysteriously they had the case no. At that hearing they had to repay the bailiff fee and they payed then the balance on the card around £400. I am still claiming a further £850.00
Citicards Court cases this month
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