hta80 vs Natwest***won***

**hta80** · 12th February 2007 22:06

ENOUGH IS ENOUGH!!!!!! The final straw came when I was charged £76 for two cheques totalling just £5.61. This then resulted in me going over my overdraft icon

by £3.

I tried phoning Natwest icon

to discuss and reason with them as to how much more they are taking me over my limit but the girl was not interested and just laughed. Yes you heard right.............I was laughed at.

'Another way'........ my bottom

!!!!!

Anyway I was speaking to some friends and they mentioned that I could claim my charges back. I found this site and have been reading mostly everyones stories and I have also been through the guides. I now feel I have the confidence to go ahead and claim all those charges back.

I keep all my statements so there was no need to send off the Data Protection Act request letter. I have worked out my charges which total an amazing £3985 without interest!!!!!

So here we go...........my preliminary letter has been printed off along with a schedule of those charges (not including the interest) and has been sent by recorded delivery today.

I would like you all to join me on my journey and share your knowledge.....cos i'm sure its gonna get bumpy.

I shall update you once I receive a reply..............

Similar Threads:

**saint-luco** · 12th February 2007 22:12

GO OR IT.the way most claims are going now you could get your money after the lba icon

,
best of luck
luco

**BaldyBaldwin** · 12th February 2007 22:18

best of luck, watching with interest icon

regards BB

**BaldyBaldwin** · 12th February 2007 22:20

oops! forgot to say, he (or she) who laughs last ,laughs loudest

**hta80** · 12th February 2007 22:24

Thanks luco!!!! I hope that is the case.......because the court stage may be rough. I think getting that far is what I am dreading most. I'm sure you and the other members will see me through anyway.

NATTIE · 12th February 2007 22:46

It is unlilkely to get that far from a recent change in the way claims are being handled. If you have a current plus account then you have missed the additional £28 that will be charges at the end of next month for unarranged borrowing, if you are over your limit.

**hta80** · 12th February 2007 23:15

Hi Nattie!!!

The account I have is a graduate account. I graduated in 2004 and i'm sure the account is due to be changed. I don't normally get those charges on the account.

Thanks for your input.........

NATTIE · 12th February 2007 23:18

in that case, no not until July 2007

**petrafyde** · 12th February 2007 23:20

All the very best of luck, I'm at a similar stage to you, but with contractual interest icon

- will be waiting for you to receive an offer soon

**Trish76** · 12th February 2007 23:21

Hi hta80!!
You will be just fine I'm sure,as there are lot's of nice people to help you along the way,as you will have noticed already!!
Here's wishing you all the best on your way
Trish

**hta80** · 13th February 2007 02:02

Thanks guys for all your support. I now know i'll be looked after.

I have just been thinking about everything I had done so far and have just realised I sent the prelim letter to my branch.......is that ok?

NATTIE · 13th February 2007 08:52

they should forward prelim on to Customer Relations Unit Borehamwood. If no response after 14 days please send the lba icon

to them

**Mupster** · 13th February 2007 09:04

Best of luck, just be patient through each stage, maybe you will be one of the lucky ones who are settled early, (I'm at the court stage myself and if you get that far there IS plenty of help on this site!!)

Mupster

**hta80** · 28th February 2007 15:02

Hi everyone!! Its been a while since my last post. Hope you guys are doing fine.

Today I received a letter offering me the sum of £3895 which is £100 short of what I originally asked for and does not include any interest icon

. Is it worth writing and asking for the amount I originally requested or am I just being greedy.

Also they have offered to pay the funds directly into my account.......can I ask that they send me a cheque?

**livelylad** · 28th February 2007 15:04

Originally Posted by hta80

Hi everyone!! Its been a while since my last post. Hope you guys are doing fine.

Today I received a letter offering me the sum of £3895 which is £100 short of what I originally asked for and does not include any interest icon

. Is it worth writing and asking for the amount I originally requested or am I just being greedy.

Also they have offered to pay the funds directly into my account.......can I ask that they send me a cheque?

If you have filed at court you are entitled to the interest, also if its £100 short its £100 short of your money!!

You can also ask for a cheque however they still may pay it into your account.

**hta80** · 28th February 2007 15:12

Ok. How can I construct a letter asking for that extra £100.

**livelylad** · 28th February 2007 15:15

http://www.consumeractiongroup.co.uk...ng-offers.html

**hta80** · 28th February 2007 15:19

Cheers livelylad!! I'm looking now.

**hta80** · 28th February 2007 17:35

Right I have decided I am not going to go for the last £100. They have offered me the majority so I am going to accept that.

I suppose you can now put this down as a success. I know it was not long and exciting like many of the others on here but I am glad its over and I now have the confidence to go and claim from the other banks.

NATTIE · 28th February 2007 18:22

Congratulations!!

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