Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
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  1. #1
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    kayadkaz Novitiate

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    Default kaz v halifax the beginning**WON**

    Hi i have posted my 1st letter requesting bank statements, but i forgot to send the £10 do i need to send it now or wait till they request it, and when do i start the 40 days is it from the 6/2/07 when i posted the letter, letter was sent by recorded delivery.

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    xxx

  2. #2
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    Default Re: kaz v halifax the beginning

    What does this mean i posted 1st letter on 6/2/07 just checked royal mail website and it says was delivered from our Halifaxicon Delivery Office on 12/02/07, does that mean they got it today took a while if they did as i sent it first class or have they returned it

    xxx

  3. #3
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    Wink 1st letter sent

    hi i sent my 1st letter on the 6/2/07, went on royal mail track and trace and have electronic proof that they received it on the 12/2/07, so guess my 40 days start from then? Only thing is i forgot to send the £10 should i send it now or wait for them to request it?HELP

    xxx

  4. #4
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    Default Re: 1st letter sent

    I'm not really sure of the correct procedure, it might be worth going into your local branch and explain to them, they can then take the money if necessary.

    hopefully someone else will correct me if its wrong

    Good luck


  5. #5
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    Default Re: 1st letter sent

    Yes you can do that, or if you cant get in, you can always phone them and they will prob take £5 out of your account.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
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  6. #6
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    Default Re: 1st letter sent

    thanks for the reply, i'll go to the bank today, so far since 2005 my charges are £2,350, i dread to think what there be for 6 yearsicon!

    xxx

  7. #7
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    Default Re: 1st letter sent

    Hi Kayadkaz --- looks like you're in for a good spend when you successfully claim YOUR money back

    Remember, we're all here to help so any queries, just shout (or rather post) and someone will get back to you really soon. Have a read of my thread to see how I got on with the Halifaxicon. All in all ok - apart from them taking the charges from me in the first place

    Best wishes.

    jaxads

    jaxads

    Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
    Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
    GE Money - Received settlement of £441, being total charges requested. No interest though.
    CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
    EOS Solutions "ceased action on account" on behalf of a friend.

    All in all, quite busy at the moment and enjoying every minute of it





  8. #8
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    Default Re: 1st letter sent

    Good Luck

    ABBEY S.A.R - (Subject Access Request) sent 14thfeb RECEIVED 28/03/07



    CO OP S.A.R - (Subject Access Request) sent 14th feb
    sent prelim 07/03/07 received 09/03/07
    SETTLED 25/03/07 £1085

  9. #9
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    Wink Re: 1st letter sent

    Thanks jaxads and piglet1, i'll have a read of your thread jaxads. I'll keep you all posted, just got to get this £10 sorted out, cant believe i forgot it

    xxx

  10. #10
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    Smile 2nd SAR sent - update

    i sent my first SARicon on the 6/2/07 but forgot to send the £10, i recived a letter from Halifax on the 13/02/07 thanking me for the letter and asked for the £10 so i sent another SARicon, a copy of their letter and a £10 postal order by recorded delivery on the 20/2/07. Does my 40 days start 2moz 22/2/07, as this should be the day they receive my letter? If so lets start counting!!!!!!!!!

    xxx

  11. #11
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    Default Help!!!

    i haven't received my statements yet, still got time, but i was wondering ifthere are any other spreadsheets as my pc wont let me download the ones on this site.
    Anyone??

    xxx

  12. #12
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    Default Re: Help!!!

    http://www.consumeractiongroup.co.uk...st-531014.html

    These are Google spreadsheets - you just need to sign up (for free) to Google to access them.

    ..

    .

    Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.



  13. #13
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    Default Re: Help!!!

    thank you i'll check that out, i've just been clearing out junk and have found loads of statemnets dating back to 2001 when i opened account, so i'm going through with a highlighter, still awaiting statements i've requested as i know some statements will have been lost.
    Thank you xx

    xxx

  14. #14
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    Unhappy received statements but cant access spreadsheet

    Please help i have received all my statements, just in time .
    I coundnt access the spreadsheet via the templates libraryicon, so tried the vampiress chambers and can only get a view only spreadsheet i cant put my charges on it. Is there any other spreadsheets or would it be easier to go to another computer and download it

    xxx

  15. #15
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    Default Re: received statements but cant access spreadsheet

    What problems do you have with the templates in the library, if you don't have excel, theres an open office one, the software can be downloaded free from the internet.

    The chambers was undergoing some changes so i beleive was unavailable, not sure if this is still the case.


  16. #16
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    Default Re: received statements but cant access spreadsheet

    Hiya Kaz.

    No it is fine. It does say veiw only.

    Click on the "file" tab next to it, then click "copy spread sheet"

    And there is your spread sheet, ready to use.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
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    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  17. #17
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    Default Re: received statements but cant access spreadsheet

    thank you i've got it. Now it's time to add up all my charges I've got 2 accounts should i do 2 separate spreadsheets?

    xxx

  18. #18
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    Default Re: received statements but cant access spreadsheet

    Quote Originally Posted by kayadkaz View Post
    thank you i've got it. Now it's time to add up all my charges I've got 2 accounts should i do 2 separate spreadsheets?
    yes






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  19. #19
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    Default Re: received statements but cant access spreadsheet

    dont forget to do it first with the interesticon, then save it.

    Then delete the interet column and use that for the first 2 letters.

    HOW TO...DUMMIES GUIDE TO CAG...Read here
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    Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

    Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

  20. #20
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    Default Re: received statements but cant access spreadsheet

    great thank you, am starting it now

    xxx


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