Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi i have posted my 1st letter requesting bank statements, but i forgot to send the £10 do i need to send it now or wait till they request it, and when do i start the 40 days is it from the 6/2/07 when i posted the letter, letter was sent by recorded delivery.
What does this mean i posted 1st letter on 6/2/07 just checked royal mail website and it says was delivered from our Halifax Delivery Office on 12/02/07, does that mean they got it today took a while if they did as i sent it first class or have they returned it
hi i sent my 1st letter on the 6/2/07, went on royal mail track and trace and have electronic proof that they received it on the 12/2/07, so guess my 40 days start from then? Only thing is i forgot to send the £10 should i send it now or wait for them to request it?HELP
I'm not really sure of the correct procedure, it might be worth going into your local branch and explain to them, they can then take the money if necessary.
hopefully someone else will correct me if its wrong
Hi Kayadkaz --- looks like you're in for a good spend when you successfully claim YOUR money back
Remember, we're all here to help so any queries, just shout (or rather post) and someone will get back to you really soon. Have a read of my thread to see how I got on with the Halifax. All in all ok - apart from them taking the charges from me in the first place
Best wishes.
jaxads
jaxads
Halifax - £2281, successfully refunded all charges after LBA letter & telephone call.
Have been offered the difference between the £20 and £12 charges from Capital One -- am sending LBA for remainder.
GE Money - Received settlement of £441, being total charges requested. No interest though.
CCA'd Bank of Scotland / Blair Oliver Scott to produce CCA Agreements on two Credit Cards - well in default, although still chasing payment!!!
EOS Solutions "ceased action on account" on behalf of a friend.
All in all, quite busy at the moment and enjoying every minute of it
Thanks jaxads and piglet1, i'll have a read of your thread jaxads. I'll keep you all posted, just got to get this £10 sorted out, cant believe i forgot it
i sent my first SAR on the 6/2/07 but forgot to send the £10, i recived a letter from Halifax on the 13/02/07 thanking me for the letter and asked for the £10 so i sent another SAR, a copy of their letter and a £10 postal order by recorded delivery on the 20/2/07. Does my 40 days start 2moz 22/2/07, as this should be the day they receive my letter? If so lets start counting!!!!!!!!!
i haven't received my statements yet, still got time, but i was wondering ifthere are any other spreadsheets as my pc wont let me download the ones on this site.
Anyone??
These are Google spreadsheets - you just need to sign up (for free) to Google to access them.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
thank you i'll check that out, i've just been clearing out junk and have found loads of statemnets dating back to 2001 when i opened account, so i'm going through with a highlighter, still awaiting statements i've requested as i know some statements will have been lost.
Thank you xx
Please help i have received all my statements, just in time .
I coundnt access the spreadsheet via the templates library, so tried the vampiress chambers and can only get a view only spreadsheet i cant put my charges on it. Is there any other spreadsheets or would it be easier to go to another computer and download it
Re: received statements but cant access spreadsheet
What problems do you have with the templates in the library, if you don't have excel, theres an open office one, the software can be downloaded free from the internet.
The chambers was undergoing some changes so i beleive was unavailable, not sure if this is still the case.