Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Rhino69 Novitiate Rhino69's Avatar

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    Default Barclays ank - 'COMMISSION'?

    When my wife got a statement from her branch of Barclaysicon Bank in Kettering, there was a debit of £30.00 for 'COMMISSION'.

    When I checked the statement, I noticed that one day before her monthly wages were paid in, her overdrafticon had gone over the limit by £7.00.
    No letter has been received notifying my wife of this over limit, nor had she received any notification about any 'COMMISSION'.

    It certainly looks like Barclays have changed the name of their over limit fees/charges to 'COMMISSION' in the hope that no-one will notice!

    As my wife did not enter into any contract with Barclays to pay 'COMMISSION', I am sure that they are acting unlawfully.

    Has anyone else been charged 'COMMISSION' on their statements?

    Having previously gone head to head with Barclays and forced them to repay charges which they unlawfully applied, I warned the manager, Jayne Edwards, at Barclays Kettering branch that I would not tolerate any further unlawful charges of any kind for any reason, I shall now give her the opportunity to repay this immediately or receive a summons!

    I am absolutely sick and fed up with being ripped off by these banks and other organizations who wrongly believe they have the right to flout and break the law in order to maximize their already obscenely high profits!

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  2. #2
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    Default Re: Barclays ank - 'COMMISSION'?

    Hi

    Commission is just another word for unpaid refferal, it seems that this is the new word they are using.

    I had one applied yeterday for going overdrawn for 1 day by £9.

    (edit)


  3. #3
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    Rhino69 Novitiate Rhino69's Avatar

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    Default Barclaycard Reduced Credit Limit!

    After I successfully recovered 3 excess charges from these B******s for my wife, following two letters of complaint, they increased her APR from 24.9% to 25.9%, and she received a letter saying that they had reduced her credit limit from £440 to £400 because they did not like the way she handled her account. and then, a few weeks later, after a payment was made to clear the full balance of £380.00, she received a letter saying that they were reducing her credit limit to £260.00 following a 'review'

    My wife had always paid at least 3 or 4 times the minmum amount each month, so we presume that this is the only way they think they can get even!


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  4. #4
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    debt_mountain Informative debt_mountain Informative debt_mountain Informative

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    Default Re: Barclaycard Reduced Credit Limit!

    similar happened to us and we have not claimed anything off them.

    If I have helped click my scales....

    Find my threads by [URL="http://www.consumeractiongroup.co.uk/forum/search.php?do=process&showposts=0&starteronly=1&exactname=1&searchuser=debt_mountain"]clicking here [/URL]

  5. #5
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    Default Re: Barclaycard Reduced Credit Limit!

    Can she not take her custom elsewhere?

    The increase in APR is bound to be just one way they attempt to recover their 'losses'.

    Can't see the point in having a credit card which gives such paltry credit.


  6. #6
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    Default Re: Barclaycard Reduced Credit Limit!

    Hi

    Bstdscard are not alone in this. Same thing in the post this morning from Nstytwest! Down from 5k to 3k!

    Not that I care as stopped spending on it ages ago and am intending to pay off full amount and then cut the card up.

    Just goes to show what a puerile bunch they are.

    Bicester1

    Bicester1

    MBNA WON £623
    GM Card Won £580
    Nat West CC Won £525.08
    Nat West Bank Won £2346.60

    Lloyds PPI LBA
    Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal
    HBOS about to issue N1
    LLoys Bank LBA

    I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE