Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Number 4, Stygia Avenue, Hell...come in, we have beer and Pringles.
Posts
1,908
Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
I couldn't see this in this forum, and it's so important so I thought I'd post it again. Peterbard is in talks with representatives from the House of Lords about a petition showing support for amendments to a bill that allows bailiffs in certain cases to force entry to collect on a debt - even if you are not there. If you are there, and try to stop them, you yourself will be forcibly restrained. If the phrase 'An Englishman's home is his castle' has ever meant anything to you, please take the time to sign this petition or mail the Lords and Baroness in question to show your support for the amendments needed to remove this bailiff carte-blanche.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Sorry but as someone who is being given the runaround by someone who can afford to pay but is using every trick in the book not to this is something that I would like seeing happen to them. Obviously it should only be allowed in extreme circumstances but I think as a last resort it should be permitted.
Hi
I have just been reading the response that Reverend Paul Nicolson got back from the DCA when he asked them just exactly who would decide what would be reasonable force and when it would be appropriate.
Unfortunately I do not have a scanner but I will borrow one at the first opportunity and post the whole thing.
Firstly there is a covering letter which thanks him for his initial request under the freedom of information act and giving the following reasons why the report was withheld.
“To release it could prejudice the administration of justice by sharing guidance which provides advice to CEO’s on what do in specific situations:
The disclosure of methods used by Enforcement Agents could assist defaulters to evade Enforcement Officers in the execution of their duties.”
Rev Paul Then wrote back demanding an internal Review regarding the DCA handling of the request
After which they relented and issued a copy of Search and entry powers (Domestic violence, crime and victims act (2004)
You would think that this was a good thing until you open the document.
First page Contents
Heading
During the visit: Blanked out
Transport of female Prisoners Blanked out
When Powers may be used Blanked out
Retention of removed articles Blanked out
Complaints Blanked out
There then follows some thirty pages of completely or partially blanked out non information
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
I do agree that in most cases that this should not be used, but you have to see how frustrating it can be knowing that someone is earning enough money but still not paying what is owed, has gone back to the court twice to get the amount reduced, still not paid and as the baliffs cannot gain entry without force cannot confiscate goods that they squanders their wages on. By rights and confirmed by a court a fair chunk of this persons money is legal my friend and myselfs but we have no real way of getting it.
If someone can afford to pay what they owe yet still try every trick in the book to get out of paying then in my view they deserve all they get - if this includes bailiffs effectively burgaling them then they brought it upon themselves. Obviously this should come with sufficient warning to the person but if they still ignore the warnings so be it.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Originally Posted by blacksheep1979
I do agree that in most cases that this should not be used, but you have to see how frustrating it can be knowing that someone is earning enough money but still not paying what is owed, has gone back to the court twice to get the amount reduced, still not paid and as the baliffs cannot gain entry without force cannot confiscate goods that they squanders their wages on. By rights and confirmed by a court a fair chunk of this persons money is legal my friend and myselfs but we have no real way of getting it.
If someone can afford to pay what they owe yet still try every trick in the book to get out of paying then in my view they deserve all they get - if this includes bailiffs effectively burgaling them then they brought it upon themselves. Obviously this should come with sufficient warning to the person but if they still ignore the warnings so be it.
No I completely disagree. The state should not have the right to force entry to your home unless there is suspicion of criminal activity. There are plenty of other means of recovering monies from debtors without having to stoop to state sponsored burglaries.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
But surely once the fact that the person owes the money is determined by the court and the fact that they can pay it then they are pretty much committing theft - which is a criminal offence.
I personally feel I have been robbed by this person, it would be different if they couldn't afford to pay us back, but the fact that they can and are out there spending money that isn't really theirs is a bit annoying.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Originally Posted by blacksheep1979
I personally feel I have been robbed by this person, it would be different if they couldn't afford to pay us back, but the fact that they can and are out there spending money that isn't really theirs is a bit annoying.
"Pay us back", blacksheep ? I assume you mean legally owned debts ?
PLEASE NOTE:
I AM NO LONGER AN ACTIVE MEMBER OF THIS FORUM AND WILL ONLY RESPOND TO POSTS ON SUBSCRIBED THREADS.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
us meaning more than one person, that jointly took the person to court won without even a defence - the amount was admitted without contest, just another delaying tactic very similar to the banks yet people think it would be hilarious to send a bailiff into a bank but not in a situation like this? The only difference is that a bank has its doors open.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
The problem is, Blacksheep these people who can afford to pay the debt off in one go were the bailiffs to break in, they will ooze out of it somehow... As usual, if these facist laws are brought in, and frankly if they are then the United Kingdom will officially be a dictatorship - no modern 21st century democracy allows nor should allow these actions.
And the most important thing of all, is, as is always the way, its the vulnerable, and the people who DONT have the money who will suffer. The rich as always will get away with it, sure the bailiffs might kick the door down, and get cash or a check within 2 mins. What about the people who genuinly cant afford it? bailiffs will kick the door in and they WILL threaten to use violence unless you pay, and they WILL give kickings to people for not paying, thats what will happen, afterall, all they do once the police turn up is "he attacked me officer" and the police will back away, understanding that bailiffs now have powers even they themselves as officers dont posess.
In a way it would be poetic if the first bailiffs to use the powers got murdered/severely injured by outraged tentants.. but the way these things go, it would end up being one of the very few decent bailiffs that got the chop.
Originally Posted by blacksheep1979
But surely once the fact that the person owes the money is determined by the court and the fact that they can pay it then they are pretty much committing theft - which is a criminal offence.
I personally feel I have been robbed by this person, it would be different if they couldn't afford to pay us back, but the fact that they can and are out there spending money that isn't really theirs is a bit annoying.
Number 4, Stygia Avenue, Hell...come in, we have beer and Pringles.
Posts
1,908
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
I think Lord Beaumont's scenario is what I fear will happen.
"I have been told of a case in which a lone mother with two children under 16 was fined £175 in her absence for the truancy of one of them. The enforcement agent put her on bail to appear in court on a certain day. It was discovered by a volunteer who prepared her means statement that that the child in question was deaf, the mother was long term unemployed on Income Support, which is below the government’s poverty threshold, and their home was over three and a half miles away from the school. They were vulnerable. The education authority had failed to inform the magistrates of these essential facts. When they heard them the magistrates’ set their decision set aside. The case tried again and she was acquitted.
Under the present regime of collection orders and warrants to force entry, the most likely outcome was that the fine would have been enforced threats will be made to force entry, goods could have been be seized and the magistrates never know the facts.
...
"Such a bad law will certainly be used and abused. I can visualise the possibility of an unemployed lone parent with several children receiving benefit and under stress because of her poverty. The DCA has been shown a copy of answer to the PQ showing that all unemployment benefits are below the government’s poverty threshold. She has been fined for failure to pay her TV licence (now referred to by the DCA as a criminal fine when such fines have in the past been enforced as a civil debt - being a debt to the Crown). She has debts to Provident Plc, the leading home credit company, for £500 on which she is paying £300 interest over a year; HM Revenue and Customs was late in cancelling the child benefit for he eldest son when he reached the age of 18, finished full time education and left home so she repaying an £800 overpayment.
She has not responded to the summons about the TV licence because she is semi literate and cannot afford the transport to the courts and there is no one to look after the children while she is out. She was fined disproportionately in her absence. The male civil enforcement officer/bailiff has a warrant to seize her goods to cover the fine and his fees; he forcibly enters the property with a male colleague; she threatens to punch him on the nose; the two men hold her down and a fight ensues; the children join in defence of their mother and are traumatised. (In different circumstances Social Services put children on the “at risk list” when they are traumatised by domestic violence between partners). Any complaint will be her word against the bailiffs; the chances of her having advice or legal aid are very, very slim. Repercussions in the community against the bailiffs are more likely than any appeal. "
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
If this Act goes through it will mean that civil offences /problems cross over into the criminal act.
Now that will be bad newsfor everyone, once that happens EVERYONE has got problems, because civil courts cannot deal with criminal offences, we have that problem now and thats bad enough.
If a creditor does not supply a copy of the executed CCA on a request under sections 77 & 78 of the Consumenr Credit Act that's a criminal offence BUT the Consumer cant take the creditor to court in a civil court for the offence.
I'm trying to help someone now with a case against Littlewoods when it was put to the Judge at the pre trial hearing about Littlewoods committing the offence under the Consumer Credit Act by not supplying a copy of the CCA agreement, he just said civil courts dont deal with offences, square one syndrome..
If this act goes through sometime or other a bailiff is going to hurt a debtor and the debtor wont be able to takle action against the bailiff because I know that the bailiffs will have all their defences ready, NO way should this happen.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Peters thread is on all 3 Debt sections.
I have tried to bump it a few times so thanks for bringing it up again.
Time is running out for Peters petition.
I urge all that have not already done so........to get it signed.
I have asked my neigbours to do it as well
If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Originally Posted by PriorityOne
Are you talking about someone that you personally took to court for money that was owed to you personally ?
I think you need to make this a bit clearer, otherwise folk will assume that you are either a bailiff yourself, or work for a DCA...
Yes it was a personal matter - but I still think this is irrelevant. If a person owes money for an item purchased, screwing someone over, breech of contract or any other real reason, can afford to pay then they should and if they refuse continually then the money should be taken from them by any means possible - but only if they truely can afford to pay. I'm not talking about taking some single mothers last slice of bread and tin of beans but going into someones house and confiscating a plasma screen tv or hifi etc should be perfectly fine - they aren't necessary for living the persons life.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Originally Posted by blacksheep1979
Yes it was a personal matter - but I still think this is irrelevant. If a person owes money for an item purchased, screwing someone over, breech of contract or any other real reason, can afford to pay then they should and if they refuse continually then the money should be taken from them by any means possible - but only if they truely can afford to pay. I'm not talking about taking some single mothers last slice of bread and tin of beans but going into someones house and confiscating a plasma screen tv or hifi etc should be perfectly fine - they aren't necessary for living the persons life.
As it was a personal matter blacksheep, I can understand your frustrations. You need to sort this out through the courts... again, if necessary.
In your post however, you are assuming that bailiffs would be operating within a softly, softly framework of understanding. If bailiffs do not operate within the law now, what makes you think that they will do so when armed with the right to break into people's homes and take what they like ? How could these actions be regulated anyway ? A system that is based on such unfairness.... and aimed directly at persecuting the poor and vulnerable will never work in practice.
I therefore suggest that you try and find alternative ways of sorting out your own issues... which I do understand as being extremely frustrating for you.... before supporting methods that would effectively transport most of us right back into the Middle Ages and beyond...
All the very best to you....
PLEASE NOTE:
I AM NO LONGER AN ACTIVE MEMBER OF THIS FORUM AND WILL ONLY RESPOND TO POSTS ON SUBSCRIBED THREADS.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
It would be fairly easy to assess - you have a court official go to your house and take a list of any items he finds within certain lists (electrical goods like tvs/computers etc) that aren't necessities. If enough is found to cover the debt and the person has refused/supposedly been unable to pay (maybe an assessment of their bank records) then the bailiffs are allowed to gain entry (under supervision of the police) to take these items on a set list. Obviously don't have this as the first you've missed a payment send in the bailiffs type action but this should be a further instruction above the initial bailiff action.
Re: Bailiffs Forcing Entry and Using Restraint - Please Read, Important - Deadline
Don't you think the Police would be better used solving crimes, catching murderers, rapists and peadophiles, rather than acting as Shock Troops for Civil matters?
Or would you prefer to see this legislation to its logical extension? Since these are medieval style powers (except not even the barbaric medieval times went THIS far with its laws) Why not bring back Debtors Prisons? Afterall we have historical precedent, and we have modern precedent with council taxx, lets just lock them up....
Originally Posted by blacksheep1979
It would be fairly easy to assess - you have a court official go to your house and take a list of any items he finds within certain lists (electrical goods like tvs/computers etc) that aren't necessities. If enough is found to cover the debt and the person has refused/supposedly been unable to pay (maybe an assessment of their bank records) then the bailiffs are allowed to gain entry (under supervision of the police) to take these items on a set list. Obviously don't have this as the first you've missed a payment send in the bailiffs type action but this should be a further instruction above the initial bailiff action.