Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
What a wonderful site this is. I have been able to find everything I needed, my case has reached the court bundle stage without a hitch except, am I correct not to include the goodwill offer letter in my bundle as it contains "without prejudise".
I started my claim end of Oct 06 and I'm currently awaiting a court date !!!
My local court verbally advised that my case was with the judge and a court date should be set soon !!
I expect to have to go to court and obviously have the defence, QA and details of my charges - is there anything else I would need to take on the day ? (if it does get to court)
I presume you are aware that you will have to prepare a court bundle in triplicate,one for the court, one for the solicitors and one for you.Dont worry you can find everything you need on this site.
without prejudice letters should not be included in a bundle - nor letters that were a direct response to these.
Shell12 - you need to start your own thread otherwise we will not be able to track your progress - click >>>HERE<<<
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Hi Jonni,When I got the stupid offer, I didn't know without prejudise meant I couldnt show it to the court, anyway the court has a copy of the letter and a copy of my refusal, I hope the court will exuse me, I wont put it in the bundle,but I might take it along just in case.
re your aq problem and the 'experts' - what EXACTLY did the letter from the Court say?
Westy
Westy
If you like my post, click the scales!!
Nov 1 2006 Preliminary letter 21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!
Read all about it: natwesttookmymoney - v- NatWest
My claim has been filed and allocated to the small claims track.
Each party shall deliver to every other party all documents ( including any experts report) no later than 14 days before the hearing.What expert can I quote from?
You need not be concerned are experts, this is just something that the court include (note it is in brackets) it covers for when experts are appointed, which they usually are not with these bank charge claims.
Are you okay with preparing your bundle and when does it need to be in by?
If I have been helpful please click on my star and add a comment.
Scroll down to the bottom of Bookworm's frame and you'll see it as a zip-file download. click it and - hey presto! - it will download onto your computer. You will then have the unbounded joy of printing off three copies - one each for you, them and the court.
BUT - don't do the printing just yet. Famliarise yourself with the contents - the case law is especially groovy - and identify and highlight the bits you may wish to use.
What will you use it for?
Probably to help other people on this site, because the chances of you actually going to court are pretty low. But it's nice to know your stuff, anyway.
Other bits you may wish to include in your bundle file are Sir Fred Goodwins evidence to the House select Committee and a transcript of Peter McNamara on the Money Programme. They're both around somewhere.
Hope that helps
W
Westy
If you like my post, click the scales!!
Nov 1 2006 Preliminary letter 21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!
Read all about it: natwesttookmymoney - v- NatWest
that's coz I can't use one word where 10 will do just as well.
Westy
Westy
If you like my post, click the scales!!
Nov 1 2006 Preliminary letter 21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!
Read all about it: natwesttookmymoney - v- NatWest
Hi Westy - yours is a bit of a story, must be bedtime - making me sleepy....
When I feel like it I can get carried away, I go on forever too, in particular when I am having a go at someone who clearly has not read the FAQ or when they use template letters from elsewhere, because they say they are better.
Anyway, I look forward to some missives from you on my Natwest thread that you are keeping an eye on for me.
If I have been helpful please click on my star and add a comment.
Thanks both of you, I do not have a scanner and was too lazy to photo copy A/Q, I am certain I didn't tick the box, and probably worrying over nothing. I am going to have to fork out for a scanner tomorrow, 10p a photo copy soon mounts up, not to mention I'll be there till next year.
Excuse me GuidoT, I've read and read until I cant sleep without dreaming of bank charges, or using words like disproportunate, I have to look up what most of the good words mean. I'm buying a scanner tomorrow to complete my bundle, has to be in by 14 March,should have it ready and posted by Tuesday
I would also advise you complete a Witness Statement - examples can be found HERE
Don't worry about references in the posts to the Draft Order - just concentrate on the Witness Statement examples.
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Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
Thanks Jonno, have already read this over and over again. had to use my dictionary. Just find it very strange referring to myself as the claimant.do I have to? cant I just write I?
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.
I'm feeling quite chuffed really, I'm not as thick as I thought.Cheque for the full amount arrived,have to wait 5 working days to clear, thats a naughty of them.
Preparing court bundle *** WON ***
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and hi again April 