hi there you crazy kids :)

**alexjj** · 8th February 2007 01:07

First post, no doubt of many.

Been routed off here from SXOC my car owners forum which has a large thread (hi guys) on this topic...

Anyhoo...

Im now away to start reading up... silly question but is there not a step by step guide on what to do? Not immediately apparent so far - big site!!

I am away to take on the behemoth leeches that is RBS icon

.. Help!!

I now have statements - and will start totting up charges.

I have a query. Large overdraft icon

- which I pay interest on. This is an agreed amount. Occasionally this has gone overdrawn (charges here! ££) then I also get slapped with a maintenance charge and also a charge for whatever it was I got charged for in the first place!

What the hell is a maintenance charge? I already pay a fortune in interest to them

They certainly arent the cheapest of banks for charges - I think the Abbey icon

is much cheaper from what I have seen so far!

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**mbdiss** · 8th February 2007 01:12

hi alexjj have a read of the FAQ's and here is the link for the step by step guide http://www.consumeractiongroup.co.uk...tructions.html

good luck with your claim

**Rooster-UK** · 8th February 2007 01:16

I'm not totally familiar with RBS icon

charging regime, but does this "maintenance charge" appear on your statements when you are within your authorised O/D limit as well, or only when you go into UNAUTHORISED O/D.
If you get this charge, regardless, then it is the charge for allowing you an overdraft icon

and as it is a fee for a service supplied, then you cannot reclaim it.

**mbdiss** · 8th February 2007 01:23

from what i remember i beleave it is a charge for going over your O/D limit but not 100% cos they have change there wording since i last banked with them

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