Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default Bennage V Barclays - * Won *

    So, I just got a letter from Barclaysicon saying they're willing to settle the full amount, (without admitting they're wrong etc etc etc.). - Harrah!

    The amount is on the condition that I keep it confidential.
    -Can I reject this?

    The amount is also without the £100 fee I paid when I submitted the allocation questionnaireicon.
    -How can I get this?

    Big thanks!

    B

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  2. #2
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    Default Re: Bennage V Barclays - Won??

    Accept their offer subject to further payment of the aqicon fee plus daily interesticon etc. Allow them the confidentiality clause to ease their pain.


  3. #3
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    Default Re: Bennage V Barclays - Won??

    The letter had a space for me to sign at the bottom and send back. Should I get another letter together stating that it ISN'T Full and finalicon settlement with acceptance except for the £100?

    I also need to claim for about £200 that they've taken in the months since starting the claim. Wouldn't the cnfidentiality of this claim hurt that one?

    b


  4. #4
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    LadyMaria Novitiate

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    Default Re: Bennage V Barclays - Won??

    I don't think the confidentiality would effect the next claim as it different claim.
    How close to going to court are you?
    I would phone them and ask they send you a second letter with the £100 added on and then accept

    Captital One :Settled in full at LBA £676.00
    Barclays 1
    05/01/06.
    Court date set 13th April
    Barclays 2
    Court date set 13th April
    Barclay Card:
    Court date set 13th April
    Monument:
    Court date set 13th April
    All my cases are being heard at the same time for 2.5 hours

  5. #5
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    Default Re: Bennage V Barclays - Won??

    I've calculated the costs and it seems that the amount isn't even correct without the £100.

    The schedule of charges currently reads a total of £1,425.05.

    On top of that, I also paid the £150 original court fee (?)
    Plus the £10 data protection act S.A.R - (Subject access requesticon)
    Plus this £100 paid with the allocation questionnaireicon,

    Comes to a total of £1,685.05

    They have offered me £1,548.27

    Who's right here?

    b


  6. #6
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    Default Re: Bennage V Barclays - Won??

    It looks like you are right. Try ringing them to explain and back it with a letter or email, showing the correct costs. I make that an under offer of £136.78, consider if you owed them money, would they accept a shortfall of that amount? Ofcourse not and neither should you.
    good luck

    Captital One :Settled in full at LBA £676.00
    Barclays 1
    05/01/06.
    Court date set 13th April
    Barclays 2
    Court date set 13th April
    Barclay Card:
    Court date set 13th April
    Monument:
    Court date set 13th April
    All my cases are being heard at the same time for 2.5 hours

  7. #7
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    Default Re: Bennage V Barclays - Won??

    Nice one - will try calling them again. Got told to leave a message last time about an hour ago.


  8. #8
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    Default Re: Bennage V Barclays - Won??

    Ok.

    Just spoke to Krysta Campbell @ Barclaysicon (I've PM'd BankFodder to add her details to the sticky).

    After some negotiation, she has agreed to make the total £1,655.05 (the original cuort fee was £120 apparently). She tried to argue that the £100 pad with the aqicon was "un-claimable", as it was only valid if the original claim was over £1500 - which it wasn't. I insisted that I paid it, and had a receipt to prove it and would not settle the claim without it included.

    I also said I wasn't happy with the confidentiality agreement part and she very quickly said I could cross it out.

    In conclusion - I WIN!!!
    Thank you all SOOOO much for all your help!

    I love you all!!!

    donationicon will be on it's way, as soon as the settlement is creditted to my account!

    Woo!!!

    Thx

    b


  9. #9
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    Default Re: Bennage V Barclays - Won??

    Fantastic, well done!!!!!!!!!!!!!!!!!!

    Captital One :Settled in full at LBA £676.00
    Barclays 1
    05/01/06.
    Court date set 13th April
    Barclays 2
    Court date set 13th April
    Barclay Card:
    Court date set 13th April
    Monument:
    Court date set 13th April
    All my cases are being heard at the same time for 2.5 hours

  10. #10
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    Default Re: Bennage V Barclays - Won??

    At what stage of the process did you get your offer from Barclaysicon , did you call them ???
    I have had my court hearing date set , and I am planning on calling them soon to see if they wish to settle out of court.


  11. #11
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    Default Re: Bennage V Barclays - Won??

    I would just leave them to stew, ricmic, don't want to appear anxious, do you?


  12. #12
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    Default Re: Bennage V Barclays - Won??

    I rang Anthony Lombardi today and as I have my date. Welshman in his thread recommends phoning when you have a date, he states it is important to stay polite. I did this, Anthony said he was managing my 4 cases and that he would be intouch with me in March to discuss out of court settlement. Currently he is dealing with cases due in mid March, he allso stated that that they would pay by cheque when I asked if they would pay my money into another account (not Barclaysicon), he was very friendly and knew my name and case without putting me on hold to look it up. I used the phone number in Welshmans thread. Ricmic, I advise you read Welshmans thread, it is really helpful in deciding when to phone, the short of it is that if you have a date, then ring, it can't hurt.

    Captital One :Settled in full at LBA £676.00
    Barclays 1
    05/01/06.
    Court date set 13th April
    Barclays 2
    Court date set 13th April
    Barclay Card:
    Court date set 13th April
    Monument:
    Court date set 13th April
    All my cases are being heard at the same time for 2.5 hours

  13. #13
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    Default Re: Bennage V Barclays - * Won *

    Well, the very nerve of it all, I stand corrected


  14. #14
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    Default Re: Bennage V Barclays - * Won *

    Well done!!!


  15. #15
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    Default Re: Bennage V Barclays - * Won *

    Quote Originally Posted by Luddolube View Post
    Well, the very nerve of it all, I stand corrected
    Luddolube, yours is another thread that has been extremely helpful and interesting, thanks for posting your journey, I could not have gotten this far without all the tips and help

    Captital One :Settled in full at LBA £676.00
    Barclays 1
    05/01/06.
    Court date set 13th April
    Barclays 2
    Court date set 13th April
    Barclay Card:
    Court date set 13th April
    Monument:
    Court date set 13th April
    All my cases are being heard at the same time for 2.5 hours

  16. #16
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    Default Re: Bennage V Barclays - * Won *

    I worked out that Barclaysicon must have sent the settlement offer to me the same day that my court bundle arrived with them - about 14 days before the hearing date.
    I called them after receiving the letter, not before.
    The person I spoke to did seem to know my case reasonably well, and was reasonably helpfull.
    She asked me if I wasn't going to accept settlement if they left off the extra £136.78, and seemed very surprised at this idea.

    She was also arguing down the very last minute on the subject of the £100 fee paid with the allocation questionnaireicon, insisting it was "un-reclaimable".

    Don't give in!

    b



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