Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The letter had a space for me to sign at the bottom and send back. Should I get another letter together stating that it ISN'T Full and final settlement with acceptance except for the £100?
I also need to claim for about £200 that they've taken in the months since starting the claim. Wouldn't the cnfidentiality of this claim hurt that one?
I don't think the confidentiality would effect the next claim as it different claim.
How close to going to court are you?
I would phone them and ask they send you a second letter with the £100 added on and then accept
Captital One :Settled in full at LBA £676.00 Barclays 1
05/01/06.
Court date set 13th April Barclays 2
Court date set 13th April Barclay Card:
Court date set 13th April Monument:
Court date set 13th April
All my cases are being heard at the same time for 2.5 hours
It looks like you are right. Try ringing them to explain and back it with a letter or email, showing the correct costs. I make that an under offer of £136.78, consider if you owed them money, would they accept a shortfall of that amount? Ofcourse not and neither should you.
good luck
Captital One :Settled in full at LBA £676.00 Barclays 1
05/01/06.
Court date set 13th April Barclays 2
Court date set 13th April Barclay Card:
Court date set 13th April Monument:
Court date set 13th April
All my cases are being heard at the same time for 2.5 hours
Just spoke to Krysta Campbell @ Barclays (I've PM'd BankFodder to add her details to the sticky).
After some negotiation, she has agreed to make the total £1,655.05 (the original cuort fee was £120 apparently). She tried to argue that the £100 pad with the aq was "un-claimable", as it was only valid if the original claim was over £1500 - which it wasn't. I insisted that I paid it, and had a receipt to prove it and would not settle the claim without it included.
I also said I wasn't happy with the confidentiality agreement part and she very quickly said I could cross it out.
In conclusion - I WIN!!!
Thank you all SOOOO much for all your help!
I love you all!!!
donation will be on it's way, as soon as the settlement is creditted to my account!
Captital One :Settled in full at LBA £676.00 Barclays 1
05/01/06.
Court date set 13th April Barclays 2
Court date set 13th April Barclay Card:
Court date set 13th April Monument:
Court date set 13th April
All my cases are being heard at the same time for 2.5 hours
At what stage of the process did you get your offer from Barclays , did you call them ???
I have had my court hearing date set , and I am planning on calling them soon to see if they wish to settle out of court.
I rang Anthony Lombardi today and as I have my date. Welshman in his thread recommends phoning when you have a date, he states it is important to stay polite. I did this, Anthony said he was managing my 4 cases and that he would be intouch with me in March to discuss out of court settlement. Currently he is dealing with cases due in mid March, he allso stated that that they would pay by cheque when I asked if they would pay my money into another account (not Barclays), he was very friendly and knew my name and case without putting me on hold to look it up. I used the phone number in Welshmans thread. Ricmic, I advise you read Welshmans thread, it is really helpful in deciding when to phone, the short of it is that if you have a date, then ring, it can't hurt.
Captital One :Settled in full at LBA £676.00 Barclays 1
05/01/06.
Court date set 13th April Barclays 2
Court date set 13th April Barclay Card:
Court date set 13th April Monument:
Court date set 13th April
All my cases are being heard at the same time for 2.5 hours
Luddolube, yours is another thread that has been extremely helpful and interesting, thanks for posting your journey, I could not have gotten this far without all the tips and help
Captital One :Settled in full at LBA £676.00 Barclays 1
05/01/06.
Court date set 13th April Barclays 2
Court date set 13th April Barclay Card:
Court date set 13th April Monument:
Court date set 13th April
All my cases are being heard at the same time for 2.5 hours
I worked out that Barclays must have sent the settlement offer to me the same day that my court bundle arrived with them - about 14 days before the hearing date.
I called them after receiving the letter, not before.
The person I spoke to did seem to know my case reasonably well, and was reasonably helpfull.
She asked me if I wasn't going to accept settlement if they left off the extra £136.78, and seemed very surprised at this idea.
She was also arguing down the very last minute on the subject of the £100 fee paid with the allocation questionnaire, insisting it was "un-reclaimable".