Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, I joined a while ago but got distracted from starting anything for various reasons but am keen now to get the ball rolling. Unfortunately it's Barclays so not looking forward to a fight but never back down . I have most statements for the last 5 years & a quick estimate is around £1400 but will do things by the letter & request all the info anyway.
I've actually stopped using the account & now use Halifax (who charge even more!) so not too fussed if they threaten to close the account but repaying the £150 overdraught will be a pain!
I'll try to let you know how it goes, step by step.
Rog.
Some of this info you will already know, so I apologise if you have already seen some of it.
The process that you will follow is relatively easy but IS NOT a get rich quick scheme. Spend time reading the FAQ pages as this will stop you making mistakes along the way, and is the most important part. Read as many threads as your eyes will allow, you will gain invaluable knowledge which will give you the confidence you need. This is a SELF HELP site and won’t do the work involved for you. However, everything you need is on here somewhere. Then start your own thread under the relevant bank and other users will help and guide you along the way. This site is all about EMPOWERMENT and you will gain the confidence that you will need. The excellent A-Z guide compiled by Michael is a fantastic source of information.
But remember, this isn’t a game. You are taking on large institutions which MAY lead to court, so far it hasn’t, but it may do. We will all be there if you end up being the ‘chosen one’ so don’t worry, it’s a long way off. But you do need to be prepared.
Everyone is very friendly and keen to help. Dave and Bankfodder have done a great job in producing the site, and all the moderators, helpers and current users really are a very nice bunch.
Please also understand that any advice that you receive is normally based on experience and expert advice should be sought if needed.
I have put some useful links onto the thread that you can refer to when needed.
Should have done this ages ago!
but am keen now to get the ball rolling. Unfortunately it's Barclays
so not looking forward to a fight but never back down
. I have most statements for the last 5 years & a quick estimate is around £1400 but will do things by the letter & request all the info anyway.
(who charge even more!) so not too fussed if they threaten to close the account but repaying the £150 overdraught will be a pain!
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