Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
SAR sent 14/12/06
Recieved statements 11/01/07
Request for payment £591,15 11/01/07
Nothing recieved so sent lba 05/02/07.
thing is I forgot to put in it another copy of the charges I am claiming (spreadsheet) does it matter, should I resend a LBA enclosing the spreadsheet, they got one sent with the request for payment sent 11/01/07.
Right, got a letter saying they intend to defend, and another saying they have no information on what my claim, (from Abbey no Cahoot). I called the no on the letter, and told them they have as I sent rec delivery. The guy on the end of the phone, said the responce is a standard one, as there are files in different offices, and they are finding it hard to keep up. Not my problem, I explained, anyway I emailed the stuff over, and had a reply saying it was being looked at and they would reply in due course.
MCOL filed on 21/2
Acknowleged on 26/2
When do they have to file defense and what happens if they dont do it ontime?
They have 28 days i think to file the defense. You should have recieved a letter from the court confirming your claim has been issued to the bank. On the back of that letter, it will explain the timescales.
Well, after a long nothing gap, the court ordered Cahoot to pay or make a representation by Sept 18th.
They did neither. I called the court and the seemed surprised that nothing was done. They told me to write a letter in to see what steps the jusge advises. But it can take 8 weeks to process.
So now Cahoot ignore the court, and I still have to wait 8 more weeks.
I am clearing my credit card, down to what they oew me, once paid closing this account. I need rid of them...
OK, apparently this was stayed by the court, pending the outcome of the test case. I sent a number of letters in and explained that this had nothing to do with the test case,as it is a cr card, and now I have to fill in a N244 to have the stay removed.
The letter from the court basically states:
The claimant must apply under paragraph 2 of the order dated 14th September 2008 for:
a) Permission to apply out of time
b) Permission to remove the stay
They also enclose a blank N244, how do I fill this in, dont want to get it wrong.
bobsp v cahoot
sent 14/12/06
Reply With Quote