Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    meggiemoo_d Novitiate

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    Default I need my account number - help!!!

    Hi,
    I got my credit file from experian today and had completely forgotten about my barclaycard charges. The problem is I'm not great with the paperwork so have lost/destroyed my statements. I don't have the account number anymore. Is there any other way of finding it??

    Thanks

    Similar Threads:
    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  2. #2
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    Default I need my account number - help!!!

    Hi,
    I got my credit file from experian today and had completely forgotten about my barclaycard charges. The problem is I'm not great with the paperwork so have lost/destroyed my statements. I don't have the account number anymore. Is there any other way of finding it??

    Thanks

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  3. #3
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    jannercobbler Informative jannercobbler Informative jannercobbler Informative

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    Default

    I had the same problem with Capitalone, I called them and just asked if they could resend a statement as I needed to check some things out from a few years ago, or could they give me the account number. They changed my address to my new address and said they would send out a statement :o


  4. #4
    Site Team The Consumer Action Group Docubot has disabled reputation

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    Default

    Phone them up and tell them you had a house fire (or something like that) and you need a copy of your last statement.

    They should be able to work out who you are from your postcode.

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.

  5. #5
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    Default

    I had the same problem with Capitalone, I called them and just asked if they could resend a statement as I needed to check some things out from a few years ago, or could they give me the account number. They changed my address to my new address and said they would send out a statement :o


  6. #6
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    Default

    Phone them up and tell them you had a house fire (or something like that) and you need a copy of your last statement.

    They should be able to work out who you are from your postcode.

    Advice & opinions of Dave and The Bank Action Group are offered informally, without prejudice & without liability.

  7. #7
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    Default

    on hold.....tra la la!!

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  8. #8
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    Default

    on hold.....tra la la!!

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  9. #9
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    meggiemoo_d Novitiate

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    Default

    Thanks for your help!!

    Apparently I need to go into a branch and they can sort it out for me. I tried the house-fire route but they couldn't do anything on the phone!!!

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  10. #10
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    Default

    Thanks for your help!!

    Apparently I need to go into a branch and they can sort it out for me. I tried the house-fire route but they couldn't do anything on the phone!!!

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  11. #11
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    Default Next on the list.....barclaycard

    hi,
    I want to start my claim with barclaycard even though my card is now closed!!! I've started my court case with Capital Oneicon so thought I'd start my claim with Barclaysicon. However, barclays are saying they are going to charge me £3 per statement (2 and half years worth). I stated the £10 thing and they told me they don't do package deals like that and laughed!!! Cheeky buggers!!!

    I am right in thinking they can't charge more than £10 yeah? I got a bit scared incase I'd got it wrong!!! Please advise about this just incase!!! I know it was the case with capital 1.

    Have now got my account number at least so I can start properly!!

    Claim against Capital 1 £713........SETTLED.....T hanks Capital 1!!

    On my list:
    Barclaycard
    Littlewoods
    Dorothy Perkins/GE Money
    Natwest
    HSBC account and mastercard

  12. #12
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    Default Re: Next on the list.....barclaycard

    As far as I'm aware, £10 was the guideline fee that they were all told to use.

    Don't worry, you're right.


  13. #13
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    Robertxc Highly informative Robertxc Highly informative Robertxc Highly informative Robertxc Highly informative Robertxc Highly informative Robertxc Highly informative Robertxc's Avatar

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    Default Re: Next on the list.....barclaycard

    No. £10 is the maximum they are allowed to charge by law. The Data Protection Act 1998 is very clear about this. The mistake (if you can call it that) which you've made is asking specifically for 'statements'. As far as the Information Commissioner is concerned, statements are not covered by the Data Protection Act (for quite obscure legal reasons), HOWEVER, the transactional information which goes to make up the statements most certainly IS covered by the DPA.

    Consider this: your bank archives microfiche copies of all your statements going back to day one. How then do they access the data within those microfiches for their own purposes? (tax, audit, Sarbannes-Oxley etc. etc. etc.). Answer: they obviously have a full computerised record of every single transaction going back at least seven years.

    You need to write straight back to them and say that you require ALL data, and remind them of how much time they have left (by law they have 40 days to comply). You can tell them that you will accept statements for transactional information, but they must supply the information.

    Robertxc v. Abbey - £3300 Settled in full
    Robertxc v. Clydesdale - £750 Settled in full
    Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff
    Robertxc v. Style Card - Default removed by order of the sheriff
    Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation
    Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

    The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

    You can can contact me by email: robertxc@consumeractiongr oup.co.uk

    If you are successful in your claim, please donate 5% so that the forum can continue to help others.

  14. #14
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    Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull Authoritative Spiceskull's Avatar

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    Default Re: Next on the list.....barclaycard

    Forum clean up - your claim threads have been merged. Please try to keep all posts about your claim to a single thread only. Thanks

    Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

    All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE