Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ok think i am tooled up for this battle. sent request for statements, got them. been through them and filled in spreadsheets. rem not to add the 8% the court will in the total im claimming. but did add the interest for the charges. Finished filling in the prelim letter and ready to post via royal mail recorded delivery....... one question send it to head office or my branch.
ok anyone think of anything else before i drop the letter in the box......
hi progolfer you can send it to either your branch or head office. it will get to the right place any way. i sent my prelim letter to my local branch and they just passed it on.
thanks for the replys. yes in fact i live 200 yards from my branch so i will hand deliver and ask for receipt. ps. is it possible for people in scotland to use mcol to take the bank to court or is it only people in england that can use this service thanks.
It's technically only for England and Wales...however I have seen threads where claimants have a friend/relative who's address in England they can use for the correspondance....
Have a read around, not sure how you'd search it out, but I believe CAGGER RobertXC (or similar, has che guevara as his avatar) is particularly experienced with Scottish matters.
OK took the Leap of faith and have sent the prelim letter special delivery on 10th feb it arrived on the 12th at 1pm.
Recieved a letter today from the RBOS states
Thanks for your letter dated 10th feb 07 regarding charges applied to your account.
we are currently considering your claim and will respond to you as soon as possible.
your sincerely
sandy watt.
STALLLLLLLLLLLLLLLLLLLLLL LLLLLLLLLLLLLLing?
according to my agenda i have planed for this.
and the Rbos have until 26th feb 07 giving them the full 14 days before lba is sent.
so far so good.
will keep you informed of how it goes.
Standard stall tactics just as you thought but heres the good part
15 days after i got the same letter i was offered my charges refunded almost in full (£5500) no interest tho . I am claiming £5700 plus £1200 in charges but been advised to hang in there for the full lot
Good luck whatever you decide
Nice one busterbrown keep me informed of how u get on.
i have an agenda and wont settle for anything less than the full amount plus interest. im claiming £6000+ over a six year period using the argument
that the statue of limitations of 5 years does not apply due to the fact the bank hid the details of the charges they were appling to my account from me by telling me they were legal.
and anyway i thought i had lost the money anyway. so have nothing to lose. maybe i will be the chosen one and go to court and we can settle this once and for all for everybody out there...........
PROGOLFER VS rbos
for the charges. Finished filling in the prelim letter and ready to post via royal mail recorded delivery....... one question send it to head office or my branch.
Reply With Quote
Re: PROGOLFER VS rbos
