Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If you are Miss K Miller, and recently contacted Barclays Bank with an SAR requesting your statements then please contact me via this thread or PM me. They have sent your reply...and original cheque to me !
This is a disgusting mistake they've made, I now have your sort code, account number AND signature, my partner is also a miss miller and using her drivers licence there is nothing to stop her withdrawing money from your account simply by duplicating your signature. If you do read this contact me because I think you really should come down hard on the bank in question. I'll keep the cheque for a few days in case you contact me and want it forwarded as proof but if nothing heard by next week I will destry it. Also should you wish to complain as I think you should I will send letters confirming what has happened to support your case. If any mods are reading this what are your thoughts on this. Identity fraud is a buzz word at the moment and this is an absolute joke in my opinion !
That is absolutely atrocious - if that is how you spell it! I can't believe they got that wrong! Still, lucky that it was sent to an honest person, there is some good in this world!
I had same info (not Miss M, 2 other poor sods) sent out by from Barclaycard and from Capital 1 - its extraordinary how they can treat peoples data like this (and it made me wonder where my overdue data went before it got to me..............).
On the bright side, if there is one, and its horribly mercenary of me, bit it did speed up settlements in both cases!
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Amex * 2 *** WON *** Settled
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Capital 1 ***WON*** In full settlement
MBNA ***WON**** In full settlement
Barclaycard ***WON*** In full settlement
Barclays Bank - ***WON*** In full settlement
Abbey ***WON*** In full settlement
Abbey (Mrs Chorlton) ***WON*** In full settlement
Abbey (Mr and Mrs C) - MCOL submitted 16/5/07
Sadly, this happens far more often that you would think.
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Every time you write a cheque you are distributing your account number, sort code and signature. I do not condone the mistake, but that is all it was, a mistake. You should either post or hand the cheque or letter in to a branch of Barclays.
identity theft is a newsworthy story and even the Government have been guilty of playing on people’s fears by producing hugely inflated figures on the cost of identity fraud.
In a report published last year, the Home Office said that the annual cost of ID fraud had reached £1.7 billion. However, this figure was undermined by Apacs, the group that represents payment organisations such as banks and credit firms, which said that the cost had been grossly overestimated and that its own figures had been misrepresented.
For example, the Government claims that Apacs puts the cost of ID fraud linked to plastic cards at £504 million a year. But a spokeswoman for Apacs said that the real figure was less than £37 million. “The £504 million is the total losses for plastic cards. It is not just identity fraud on cards,” she said. “Within that overall figure there will be some cards stolen in the post, some skimmed or cloned, some lost or stolen.”
Asked why the Home Office used the larger sum, she said: “I just think they think it is a good story to scare people with.”
Cheque fraud is also on the decrease and the industry identifies and stops more than 90% of all fraudulent cheques, thereby preventing customers losing cash.
Again, I am not condoning what Barclays have done, but you have already revealed that there is a Miss Miller at your address. This is regrettable but it was simple human error.
iGroup (GE Money) - AoS Filed late, defence late, amended defence also late despite extra time requested and granted. Vanquis - Claim issued, no AoS or Defence received
its also simple human error to go £2-3 overdrawn but that would'nt stop Barclays slapping a £30 charge on your doorstep 3 days later, the way I see it these people are paid good money not to make these mistakes with customers personal information. There is a distinct difference with a dodgy postman lifting a cheque out of the post and Barclays handing them to people outright ! Watchdog this week highlighted this week how the banks are now making it harder for people to claim money taken from their accounts frauduantly since the introduction of chip and pin so given the huge expence they have spent introducing so called fool proof schemes such as chip and pin you would hope they didnt allow people access to all your vital details through the postal system.
OMG how bad is that! The bank should be reported for this ... simple mistake or not! Surely this is a breach of the data protection act & they should be reported .... I really don't think it is acceptable just to 'brush it under the carpet' as anything less.