Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I emailed Abbey last week and got a reply telling me to call them to make sure i did send the email! i called and they said they will deal with my request within 7 to 14 days! However they said that under the "DPA" they only have to go back 5 years! i'll settle for that! WATCH THIS SPACE!
It might also be worth telling you all about the time they charged me £330 in charges in one day! i called them and explained that i have just split from my fiancee and that the situation had become acrimonious! they gave me £140 back as "a good will thingy", see they aint all bad!!! lol
I have requested my "fines" from Abbey via email 41 days ago, i called them today to find out what the delay is, i was told that the abbey "do not give that sort of infomation on its own", however they can send a statement covering the last 5!!! years and will take a further 28 days! something is better than nothing! whach this space, the other problem is the indian call center not understanding english law, they get told what to say and stick to it by hook or crook!
Fingers crossed!
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Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
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I don't see why we should give them an inch - they certainly wouldn't if (and when) the shoe is/was on the other foot.
[COLOR=olive][SIZE=1]If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
------------
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Forum clean up - your claim threads have been merged. Please try to keep all posts about your claim to a single thread only. Thanks
Alecto, Magaera et Tisiphone: Nemesis on Earth is come.
All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Guess what?! I called the shabbey today to chase up my request for statments going back 6 years as we are now only 3 days off of the 40 days allowed, I was told that it was only a "Subject access request" that must be answered within 40 days!!!!!! I really really hate the shabbey!!!!!! Oh well, good things come and all that!
Guess what?! I called the shabbey today to chase up my request for statments going back 6 years as we are now only 3 days off of the 40 days allowed, I was told that it was only a "Subject access request" that must be answered within 40 days!!!!!! I really really hate the shabbey!!!!!! Oh well, good things come and all that!
Did you send them a Subject access request using the template in the library or something similar and did you send the £10 statutory fee? If not please read the FAQs as you will need to start the process again. It is really important that you have an understanding of the process before you embark on making a claim.
Right iv been nice and i have tried not to get nasty! but sod it! i have waited 60 days and ..... nothing! Subject access request sent today! and I have also just seen the APR calculator! Fantastic! a £35 cost in June 2004 is now worth £40.29! Result! A Profit of £5.29!!! Thanks again for your help and support one and all!
Right, time to update you all, iv not been on for a while (life being what it is!), Subject Acess Request sent for both my Shabby accounts, with my £20 fee, (£10 for each acc) 4 days later i got my, "sorry your not happy, we are dealing with your request" letter, Statements recived about 7 days after that! After a rough look at them they owe about £1,750!!!!!! Am I right in saying that I can, LEGALLY,:o charge 8% from the date of the penalty charge??? for each and every charge? Thanks Madmedic112. P.S. I would just like to say a big THANK YOUto all atthe bank action group! for all your help and all the downloadable forms! Thank you, Thank you, Thank you!
Ok now that you have the statements you need to go into the templates library found in my signature on the bottom and you need to do a spreadsheet calculation for all the charges you have. Yes you can claim back 8% on each transaction but ONLY when you reach the court stages which will probably happen but you cannot send in asking for 8% before court. If you need any other help then just let me know. You need to now send in the Preliminary Approach for Repayment letter followed by the lba letter either 14days later or whenever they reply, whichever is sooner.
My advice is only my opinion, I am not a legal expert.
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Got back from my holiday today to find that they have paid £575 into my account as a GOGW! Now if they will cough up the rest i will be very happy indeed! A thank you and refusel letter going out tomorrow. Watch this space!
Ask for details by phone!
last week and got a reply telling me to call them to make sure i did send the email! i called and they said they will deal with my request within 7 to 14 days! However they said that under the "DPA" they only have to go back 5 years! i'll settle for that! WATCH THIS SPACE!
Reply With Quote
Re: Ask for details by phone!
Re: Ask for details by phone!
Abbey taking the P.
Originally Posted by madmedic112
Re: Abbey taking the P.
