Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi All,
Barclay card have failed to supply all my statements, from the statement they have supplied their owe me £370. But I believe that the missing statements would be worth £3000.
Do I send a Schedule of charges estimating the charges as BC have failed to supply statements ?
Hi Millsy24
might i surgest sending another letter or ring them first and asking where you statements are
i have seen some referance to this problem in the bank forum .i am sure thats what was surgested there may also be referances to this in the bank libary hope this helped
I have sent a lba but didn't receive any response from BC.
Can I submit a claim of the estimate charges to money claim or will the court throw my case out due to me not having proof ?
I am very disappointed that you have failed to comply with my Data Protection Act Subject access request dated 23rd December 2006.
The time for compliance with my request has now expired. If you do not comply fully with my Subject access request within 7 days, I will immediately inform the Information Commissioners Office, as well as issue a summons with the county court enforcing your compliance.
Furthermore I will seek damages for the same.
Yours faithfully,
Mortgage Late Fees Claim Kensington 09
RBS S.A.R - Full settlement of £1,500 19/01/07. BOS-14K Sold to DCA- No CCA so no pay.
Loyds-TSB Pre-Lim Ltd Co business account. AMEX sold to CapQuest-then sold back to Amex.
Latest:Fought SD for 36K wonwith costs..
Mortgae Charges Claims
GE Money charges: Suspended Hearing March 2010
Kensington: Claim Issued March 2011
GE Money Home Lending: Defending Repo April 2011
Donate to keep this site open
Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.
Yopu can submit a claim based on estimates, but better chasing down the SAR and having the correct number, if you can wait a coupl eof extra weeks - they may well settle at lba stage anyway so it the long run it may be quicker doing what Nevos says.
If you think my advice has been helpful, please click on the scales to the left thank you!
Non illegitimi carborundum
I wish I was a glow worm, A glow worm's never glum!
How can you be grumpy, when the sun shines out yer bum?!
Amex * 2 *** WON *** Settled
Marbles ****WON*** In full settlement
Capital 1 ***WON*** In full settlement
MBNA ***WON**** In full settlement
Barclaycard ***WON*** In full settlement
Barclays Bank - ***WON*** In full settlement
Abbey ***WON*** In full settlement
Abbey (Mrs Chorlton) ***WON*** In full settlement
Abbey (Mr and Mrs C) - MCOL submitted 16/5/07
note the space inserted bwteen the r and d of the email address - you need to take that space out - its to prevent spam
If you think my advice has been helpful, please click on the scales to the left thank you!
Non illegitimi carborundum
I wish I was a glow worm, A glow worm's never glum!
How can you be grumpy, when the sun shines out yer bum?!
Amex * 2 *** WON *** Settled
Marbles ****WON*** In full settlement
Capital 1 ***WON*** In full settlement
MBNA ***WON**** In full settlement
Barclaycard ***WON*** In full settlement
Barclays Bank - ***WON*** In full settlement
Abbey ***WON*** In full settlement
Abbey (Mrs Chorlton) ***WON*** In full settlement
Abbey (Mr and Mrs C) - MCOL submitted 16/5/07
Did this one yesterday after getting a silly letter from MBNA:
Dear Ms Claridge,
I am very disappointed that you have failed to comply with my Data Protection Act Subject access request dated 27 December 2006 requesting a full disclosure including any deed of assignment. (copy attached).
You may know that a district Judge recently ordered the Royal Bank of Scotland as follows:-
The Royal Bank of Scotland now has until January 2007 to comply with the users Subject access request. The District Judge has indicated that if the Bank has not complied with the order by that time that he may make an order for imprisonment of the RBS Data controller.
On expiration of my request and, if you do not comply fully with my Subject Access Request within the statutory time, I will immediately inform the Information Commissioners Office, as well as issue a summons with the county court enforcing your compliance.
Furthermore I will seek damages for the same.
Yours faithfully,
Mortgage Late Fees Claim Kensington 09
RBS S.A.R - Full settlement of £1,500 19/01/07. BOS-14K Sold to DCA- No CCA so no pay.
Loyds-TSB Pre-Lim Ltd Co business account. AMEX sold to CapQuest-then sold back to Amex.
Latest:Fought SD for 36K wonwith costs..
Mortgae Charges Claims
GE Money charges: Suspended Hearing March 2010
Kensington: Claim Issued March 2011
GE Money Home Lending: Defending Repo April 2011
Donate to keep this site open
Any help or advice is offered as just that, help and advice without any liability. If in doubt consult a legal expert or CAB.