Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Firekiwiman

  1. #1
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    Firekiwiman Novitiate

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    Firekiwiman

    Hi everyone
    I have heard all about this site and all the feedback has been very good.
    I could do with a little advice please.
    I bank with First Direct and they recently sent me 6 yearsicon of statements.
    I have been charged for;
    1. Arrangement Fee
    2. Recall s/o and d/d.
    3.Interest.
    4. Cash machine charge
    5. Renewel Fee.
    6.overdrafticon Fee.
    7. Excess overdraft Fee.
    Can I claim back all or just some of these charges?
    If so which ones?
    Thanks for any advice


  2. #2
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    martinhw Novitiate

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    Default Re: Firekiwiman

    As far as I am aware, you can claim the following:
    Recall s/o and d/d
    Excess overdrafticon fee

    the rest appear to be for services. I don't bank with FD, so I stand corrected.

    Lloyds TSB (C.Acc) **WON - Fully Settled**
    NatWest - £1367.96 - N1 Filed - AQ Compl
    Lloyds TSB - Select Loan PPI - £4629.52 - N1 Filed - Settlement rejected
    Lloyds TSB Credit Card - £373.48 - N1 Filed
    MBNA Credit Card - £791.52 - N1 Filed
    Capital One - £746.67 - N1 Filed -** Settlement awaited **
    Halifax Credit Card - £836.12 - N1 Filed
    Paragon Personal Finance - S.A.R 15/12/2006
    Littlewoods - £834.43 - N1 Filed
    Barclaycard - £1145.00 - N1 Filed
    My Wife:
    Natwest Current Account - £1197.98 - N1 Filed at Court
    Capital One - £1150.94 - N1 Filed - **Settlement offer rejected **
    Littlewoods - £1405.48 - N1 Filed
    8-) PROUD TO BE DEALING WITH MY DEBTS! 8-)


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE