Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    dazza3956 Novitiate

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    Default dazza v barclaycard

    hi

    i've had a barclaycard for approximately 3 years and have always paid evry bill on time.early in fact but i've just been charged a late paynment of £12 .
    every bill i've paid early even before my statements arrive .as soon as i get paid i pay something off.just before xmas i paid dec payment at the beginning of dec but it wasn't due until the 28th dec. i got paid on the 22nd of dec so i thought i would pay january's payment as soon as i got paid but was told this meant that i had just paid two payments off dec and because i didn't bother paying in jan i was charged a late payment charge .
    i know it was my fault looking at it now but i am so annoyed .especially as i was told it was tough luck and complaining would be no use as it would make no difference .that made my blood boil so i want to complain in writing.
    is it worth trying to claim back £12 on principal or should i just send a letter stating my grievanceicon . i know the OFT mentioned £12 but i would like to make them know how mad i am.
    thanx
    dazza

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  2. #2
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    dazza3956 Novitiate

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    Default Re: dazza v barclaycard

    maybe not worth it then ..


  3. #3
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    chorlton1 Novitiate chorlton1 Novitiate chorlton1's Avatar

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    Default Re: dazza v barclaycard

    I would give them a call - if its a one off and you get indignant on the phone you may well get it back - if the call centre operator cant do it ask to speak to a supervisor etc etc

    If you think my advice has been helpful, please click on the scales to the left thank you!

    Non illegitimi carborundum


    I wish I was a glow worm,
    A glow worm's never glum!

    How can you be grumpy,
    when the sun shines out yer bum?!


    Amex * 2 *** WON *** Settled
    Marbles ****WON*** In full settlement
    Capital 1 ***WON*** In full settlement
    MBNA ***WON**** In full settlement
    Barclaycard ***WON*** In full settlement
    Barclays Bank - ***WON*** In full settlement
    Abbey ***WON*** In full settlement
    Abbey (Mrs Chorlton) ***WON*** In full settlement
    Abbey (Mr and Mrs C) - MCOL submitted 16/5/07


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE