Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I don't know much about Lloyd, but Natwest do a very similar thing with their Advantage Gold account - if it's still called that, which I believe is now £9. They keep trying to push it at me and I keep saying no.
Sales and profits. These large corporations don't seem to consider their actions a lot of the time.