Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Love Don - a literary giant and proud owner of an Oyster Card.
"BA Group. The World's favourite CA Group"
HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
BARCLAYS settled in full 2 days prior to submission of defence by Barclays
CAP ONE settled in full on day 14 of LBA (£210)
Love Don - a literary giant and proud owner of an Oyster Card.
Yes I agree, they are rather tough little beggars aren't they.
I'm more concerned about the fact that they track you every single step of your journey and identify you by your personal details that you've paid with it for.
If the name of the claim is blue and underlined, click it to see how I did it.
Halifax - 1st Request for £3748.80 sent 10/06 Settled in full and 5% donated
Yes I agree, they are rather tough little beggars aren't they.
I'm more concerned about the fact that they track you every single step of your journey and identify you by your personal details that you've paid with it for.
I don't like that aspect either. I paid for mine in cash and only use cash to 'top-up' to avoid it. However, I only use it when I make the occasional visit to London, so I don't need a travel card version.
I used to keep Underground tickets as receipts for some of my journeys. When I asked LT about this they emailed me a PDF of the last 3 months and told me that they could not send more than that as they do not keep individual records for more than this period.
With data storage getting cheaper by the year I think it possible that at some stage in the future the data will be kept for longer periods. The current terrorist threat is one reason that will be used to argue for for such retention.
Having used Oyster for about a year I appreciate the advantages - not having to queue at peak times, not having to keep individual tickets as receipts, and if anything slightly easier to use than paper tickets.
My main complaint is not with GLA but the rail companies that as yet have refused to accept Oyster and are therefore a barrier to integrated tranport. Compare the state of the North London Line carraiges, for example, with LT buses and trains, and I think there is a case for LT taking over the commuter services that were once part of BR.
I'm more concerned about the fact that they track you every single step of your journey and identify you by your personal details that you've paid with it for.
Abbey:
06/05/06 S.A.R sent chased 13 July
01/08/06 Posted preliminary letter
15/08/06 Posted LBA
18/08/06 Received part payment -23/10/06 Sent rejection letter, requesting full payment. Halifax Current Account:
03/07/06 S.A.R sent, acknowledgment received 05/07/06,
23/10/06 Prelim sent Halifax Credit Card:
13/07/06 S.A.R. sent, acknowledgment received 26th July
04/08/06 Sent CCA request for original loan agreement
Oyster Card
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Originally Posted by Don Quioxte
