Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Jezmond Novitiate

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  2. #2
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    Jezmond Novitiate

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    Default Re: Jezmond Vs Capitol Bank Group (Bos) - car Loan

    Recieved a statement back, no covering letter or explanation about any manual intevention.

    charges:
    7/04/06 UNPAID DD COSTS £25
    13/04/06 ADDITIONAL interesticon £2.54
    18/04/06 adminicon ARREARS CHARGE £25

    Total £52.54 for being late with one payment, in 5 years.

    I called them and asked them to refund the charges on the grounds that it is unfair and i have only 8 more months left on the loan aggrement. The gave me the usual bull about the term & conditions.

    Said can we come to some sort amicable arrangement otherwise i will have to take this further, she said she would make a not on the account, end of converstation !!!


    Is it time for the lbaicon?


    Pay Back time - literally
    (Time + Effort) - (Unlawful Bank Charges) = my £££££

    HBSC - DPA Sent (4/4/06)
    Egg - DPA Sent (4/4/06)
    Morgain Stanley - DPA Sent (4/4/06)
    Mint - DPA Sent (4/4/06)
    American Express - DPA Sent (4/4/06)
    BarclayCard - DPA Sent (4/4/06)
    Co-Op - DPA Sent (4/4/06)
    MBNA Vigin - DPA Sent (4/4/06)


    Phew !!!!!!!

  3. #3
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    spex357 Novitiate

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    Default Re: Jezmond Vs Capitol Bank Group (Bos) - car Loan

    just sent my last payment by wire, the vehicle is now mine, now to add capitol to my list of (edit) gits, shall be watching how you get on, good luck



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE