Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am now at the stage where I need some advice from all you experts out there. I used the 2 letter templates asking for my money back and the lba. At the expiry of the first letter I received the standard letter from them so I sent off the LBA and a couple of day before that epiered I hadint received anything so I gave them a courtious call to explain that the LBA was due to expiere in a few days time and that I had had no responce from them and I would be pusueing them through the courts at the expiry date. The costomer advicer advised me not to comence with court action as I should receive a settlement figgure by the second week in feb/07 and if I did comence with court procedings then I would be left out of pocket after the settlement was issued as they dont pay for court costs. I have a strong feeling I know what your responce will be but felt It best to ask anyway thanks in advance jimmy (newcomer)
Hi Jimmy and total rubbish, you have quite clearly stated the timescales involved and if they fail to adhere to them and you initiate legal proceedings then they will need to pay the costs. Start at the court and then you can add on the 8% judicial interest also, this is YOUR money and their fault it has reached court and anyway how do you know the offer will be full, you could wait and find it is 50% of what you intend to claim, waste no more time, go get them and remember.
TREAT THEM AS THEY HAVE TREATED YOU OVER THE YEARS.
Thank for a very fast responce will start court procedings on monday can anyone point me in the right direction for taking this to court as I live in scotland can I download any of the forms. many thank jimmy
Hi
Point 6 on the following link should help, I'm not sure about Scotland though sorry, there is a Scotland forum somewhere on here, they'll be able to offer any help: http://www.consumeractiongroup.co.uk...tructions.html
jimmy v lloyds tsb
. At the expiry of the first letter I received the standard letter from them so I sent off the LBA and a couple of day before that epiered I hadint received anything so I gave them a courtious call to explain that the LBA was due to expiere in a few days time and that I had had no responce from them and I would be pusueing them through the courts at the expiry date. The costomer advicer advised me not to comence with court action as I should receive a settlement figgure by the second week in feb/07 and if I did comence with court procedings then I would be left out of pocket after the settlement was issued as they dont pay for court costs. I have a strong feeling I know what your responce will be but felt It best to ask anyway thanks in advance jimmy (newcomer)
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Re: jimmy v lloyds tsb
Re: jimmy v lloyds tsb
