Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Results 1 to 17 of 17
  1. #1
    BlueRuby
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    Unhappy No.2 son v. The Woolwich

    Sent the DPA letter on behalf of younger son on 11th April. The letter was signed for a couple of days later but since then I have heard absolutely nothing - not even an acknowledgment. Ah well!

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  2. #2
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    Default Re: No.2 son v. The Woolwich

    Hi Welcome..

    Maybe worth aa follow up phone callicon, to see if they received.. can quite often be more productive than actually waaiting out the 40 days..

    rather - get your son to chase them!

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)

  3. #3
    Mumofthreeboys
    Guest

    Default Re: No.2 son v. The Woolwich

    Quote Originally Posted by Don Quioxte
    Hi Welcome..

    Maybe worth aa follow up phone callicon, to see if they received.. can quite often be more productive than actually waaiting out the 40 days..

    rather - get your son to chase them!
    Yes, I agree with Don Quioxte, get your son to chase them up!!


  4. #4
    BlueRuby
    Guest

    Talking Re: No.2 son v. The Woolwich

    You would!!!


  5. #5
    BlueRuby
    Guest

    Cool Re: No.2 son v. The Woolwich

    Whilst appreciating the Don's (and Mum's) good advice, I decided to wait out the 40 days. I received nothing, not a thing, not even a compliment slip! So on 30th May I sent Dave's template 3 (I think):

    "You have failed to comply with my Data Protection Act Subject access requesticon dated 11th April 2006.

    If you do not comply within the next 7 days I shall seek a Court order obliging you to do so together with damages at the discretion of the Court and without any further notice."


    Imagine my surprise when this morning a large envelope turns up with all no.2 son's statements as requested - no accompanying letter or compliment slip though!! Must just have been a coincidence


  6. #6
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Preliminary letter going off tomorrow! I'm being really good and giving them another 14 days even though they exceeded the 40 DPA days by a country mile.


  7. #7
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Received 2 letters on 10th June, one from Michele Wallis dated 8th June referring to my letter of 25th May (lbaicon re DPA non-compliance) and promising to resolve the matter by 05/07/06. The other from Lynn Worrell refers to their letter of 8th June, encloses a list of charges and says my letter & the list of charges has been sent to Head Office and I will hear from them shortly. This list of charges is headed

    quote: 1919 No more charges for this a/c (not true)
    consolidated charge enquiry screen

    Then follows a list of 10 charges incl. interesticon dated between 30/06/03 and 18/12/03 only, then exactly the same list repeated!!!

    So they haven't so far replied to the prelim. letter of 5th June shown as received on 7th June. They have until 21st June before another LBA goes out.


  8. #8
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Yet another letter this morning, this time from Mike Brophy at Barclaysicon and referring to my letter of 5th June. Apparently my comments are receiving attention and one of his team will contact me shortly.


  9. #9
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    Default Re: No.2 son v. The Woolwich

    Sorry where exactly are we with this?

    You chose to wait the 40 days. They have breached DPA - you sent 7 day lbaicon regarding non-compliance. They remain in breach. They have replied with a standard FSA requirement letter saying they will get back to you with regards the DPA complaint within 4 weeks?!?

    You have received only 6months of charges so far? How many statements ahve you requested - how many months/years are you expecting?

    You have sent a prelim letter - but based on what amount? Just the six months figures?

    You seem to have entered into correspondance with numerous individuals (which does not help matters from your perspective). Sorry I just need some clarification before I can offer more succinct advice...

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)

  10. #10
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Sorry to have confused you! However, I did say in my post #5

    Quote Originally Posted by BlueRuby
    Imagine my surprise when this morning a large envelope turns up with all no.2 son's statements as requested - no accompanying letter or compliment slip though!! Must just have been a coincidence
    This was presumably in response to my lbaicon about DPA non-compliance. The three letters I mentioned in my most recent posts were all unsolicited so-to-speak. I have only ever addressed my letters to The Woolwich not to any particular person. And I mentioned the 6 months worth of charges enclosed because it seemed strange when I had already received all the statements on my son's account.

    This is the timeline:
    11/4 I sent DPA letter
    30/5 I sent DPA non-compliance letter
    01/6 Statements arrive.
    05/6 I sent preliminary letter - charges based on statements rec'd 01/6
    10/6 Michele Wallis (Woolwich) writes referring to letter of 30/5
    10/6 Lynn Worrell (Woolwich) writes referring to MW's letter!
    13/6 Mike Brophy (Barclaysicon) writes referring to prelim. letter of 05/6

    Confused? You will be!
    They have till 21/6 to refund. If not I then send the LBA.


  11. #11
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    Default Re: No.2 son v. The Woolwich

    Right so 21 June (though I calculate 19 June if you sent prelim on 05/06) send lbaicon direct to Mike Brophy.

    Sounds like it is all under control

    "BA Group. The World's favourite CA Group"

    HSBC 2 claims amalgamated. £1195. settled in full prior to filing claim.
    BARCLAYS settled in full 2 days prior to submission of defence by Barclays
    CAP ONE settled in full on day 14 of LBA (£210)

  12. #12
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Quote Originally Posted by Don Quioxte
    Sounds like it is all under control
    Fingers crossed although with the Woolwich you can never be too sure!
    I said 21st June because they received the prelim. letter on 7th June but they have had plenty of extra time already so maybe I should just go for the 19th.:-| I'll certainly send the lbaicon to Mike Brophy as you advise. Many thanks.


  13. #13
    Mumofthreeboys
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    Default Re: No.2 son v. The Woolwich

    All my correspondence was sent to Mike Brophy. I was never told to deal with anone else.


  14. #14
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    Default Re: No.2 son v. The Woolwich

    Hello,

    I don;t suppose you have an email addy for Mike Brophy do you...Only its time up on my lbaicon but the royal mail cant give me proof of delivery (even though I paid for receorded) and I'm thinking I might email to ask if it's been received, bet they'll say no!!

    Thanks and hows it going with your claim??

    Debbie x


  15. #15
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    Default Re: No.2 son v. The Woolwich


  16. #16
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    Default Re: No.2 son v. The Woolwich

    I wouldn't bother trying to speak to mike brophy, i have tried seeing if letters have been received etc and they dont bother answering your calls or your e-mails

    Stick to your dates and the only way to get a reply from them is to start proceedings

    Good Luck


  17. #17
    BlueRuby
    Guest

    Default Re: No.2 son v. The Woolwich

    Quote Originally Posted by debpayne
    Hello,

    I don;t suppose you have an email addy for Mike Brophy do you...Only its time up on my lbaicon but the royal mail cant give me proof of delivery (even though I paid for receorded) and I'm thinking I might email to ask if it's been received, bet they'll say no!!

    Thanks and hows it going with your claim??

    Debbie x
    I agree with 8835 - just assume they've received it, I'm sure they have. Stick to your dates and go ahead with the Moneyclaim.

    I'm just about to file a claim!!



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