Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    CodyCalling Novitiate

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    Default CodyCalling vs Barclaycard

    Eventually (after the ruling) got my microfiched statements back. Calculated what they had charged me and it came to £170. It's not much but it's better in my pocket than theirs. I wrote back asking for refund of my money. They have sent me a letter back saying that although they admint no liability they are willing to offer me the difference between the charges that were levied against me and the £12 recommended by the OFT which comes to £62. Not sure whether I should take this and leave it or continue for the remainder of my £170. Anyone had an similiar tactic used against them by Barclaycard?

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  2. #2
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    Default Re: CodyCalling vs Barclaycard

    Hi

    Yes this is the standard Barclaycard response. I've had the same. Write back accepting it in part payment but stick to your timetable and go for the whole amount. I am!

    Bicester1


  3. #3
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    Default Re: CodyCalling vs Barclaycard

    Quote Originally Posted by Bicester1 View Post
    Hi

    Yes this is the standard Barclaycard response. I've had the same. Write back accepting it in part payment but stick to your timetable and go for the whole amount. I am!

    Bicester1
    Do you have a copy of the reply you sent them or is there a template somewhere?


  4. #4
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    Default Re: CodyCalling vs Barclaycard

    Quote Originally Posted by CodyCalling View Post
    Do you have a copy of the reply you sent them or is there a template somewhere?
    Use this

    http://www.consumeractiongroup.co.uk...ng-offers.html






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  5. #5
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    Default Re: CodyCalling vs Barclaycard

    Hi

    Yes I would agree!



    MBNAicon WON £623
    GM Card Won £580
    Barclaycard lbaicon
    Nat West Bank Offer received negociating
    Nat West CC offer received negociating
    Lloydsicon PPIicon prelim
    Any advice is given informally. I am not a lawyer. Consult a trained professional if unsure of your legal position. If my advice is helpful please tip my scales!


    Bicester1

    MBNA WON £623
    GM Card Won £580
    Nat West CC Won £525.08
    Nat West Bank Won £2346.60

    Lloyds PPI LBA
    Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal
    HBOS about to issue N1
    LLoys Bank LBA

    I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE