Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Sounds like a new way of intimidating you into stopping action.
Its of course up to you Whether or not you continue, i certainly would, but as the account is in dispute they cant demand O/D back until dispute is settlrd. i suspect they will then pay off your O/D and send you the balance
A & L SETTLED IN FULL
Spml Reluctantly withdrawn
Blackarse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED
I've finally filed for my bank charges back from Barclays. They have closed my account as it was overdrawn just after I asked for statements.
I moved house in the middle of the process between the frist letter I sent and the lba and turned down offer of £700. My claim is for £1,400 plus interest.
So I have to wait 14 days from the 24th to see if Barclays will put in a defence.
I made 3 sets of the court bundle and took it to the court and they said they only needed one and it was up to me if I sent a copy to Barclays.
I didn't put in the statments as they are about 50 pages, the women at the court said to wait to see if they defend and the judge would ask for them if they are needed.
I haven't called Barclays, should I call and ask if they want a copy of court papers or just send them? Anyone know where I should send them?
I didn't have to pay the court fee of £120 pounds as I was unemployed when I put in the claim. just started a new job last week.
I also had a barclays business account and I am about to started sueing my mortage companies to get back early redemption fees which comes to £24,000 three lots of £8,000 penalties, I'll put that in a seperate thread.
I am in process of sending my Spreadsheet and the second letter for refund of my bank charges.
You say they closed your account down as you were overdrawn. could i ask if it was a lot you were overdrawn by as i am worried they will do the same with me.
I had a £900 overdraft that they seemed happy about for 2 years then they closed the account, but it could have been to do with my business account which is also in dispute for £300.
In the business account I paid in one cheque that bounced for £900 they paid two cheques for £120, charged me two account charges for paying the cheques of £30 each and chanrged me for software that I didn't want for a Windows machine, when I use Macintosh.
I told the bank manager that I was happy to have free software but did not want to have the paid extra soft, £18 a month. When I nticed the charges on the account I told them it was a mistake and they said I had signed the contract when I opened the account.
The bank manager filled in the form and I signed, so this is still in dispute.
I missed going to the Cannes Film festival because of the cheque bouncing. At the time the manager siad the cheque had cleared
Anyway I still don't know if they closed account due to my asking for staements or the Business manager closed it. The business account was at a different account to my personal account.
I have cash account with Lloyds TSB now... so I've had accounts with Nat West, HSBC and Barclays, the top four, they all seem to do much the same thing.
I also have a dispute with Capitol One where they have charged me £800 charges on a £200 limit credit card, as they wouldn't agree to close the account.
Well I basically gave them the court budle which has the schedule in it and they said I didn't need to give it to them at this stage but would take it anyway.
I filled in the N1 two weeks ago and put on the form papers to follow, which I thought had to be in by 14 days.
I think I've mixed up things and put in court bundle too soon.
Also as I was unemployed when I put in claim, but am now employed I don't know wether I have to pay £100 for aq fee if it turns up.
I should imagine you would have to pay it now if you are working but only if the claim is over £1500 before interest I think it is. If it is below that then you don't have to pay anyway.
Also, if you do have to pay it you just add it on to the bottom of your claim for when they settle. So either way you won't lose it..........but Barclays will!!!!!!!!
I have a claim against Barclays for £1,400 plus interest, it's in another thread Harry vs Barclays.
As I had a £936 overdraft Barclays are now counter claiming for the overdraft.
I needed some advice do I defend it and quote the court number from the other case which was filed before Barclays case. Should I send back the acknowledgement first or just fill in the defense from.
My defense would be as the charges are more than the overdraft I don't owe them the overdraft.
Barclays seem to think that I owe them the overdraft until their is a ruling on the charges, even if the end up settling before it goes to trial.
I would have thought they shouldn't be able to sue me for the overdraft if it is already in dispute in another case.
Barclays seem to think that I owe them the overdraft until their is a ruling on the charges, even if the end up settling before it goes to trial.
Hi, I might be wrong in this but continue with your claim, Barclays cant issue any counter measures on an account that is in dispute, tell them you will discuss the overdraft matter once your dispute is settled.
I have a court date in June for my claim and I haven't heard any more on counter claim since i sent in defence asking for it to be dropped as I the money was already being disputed in my claim.
Barclays Account Closed
want their overdraft
Reply With Quote
Re: Barclays Account Closed
Barclays vs Harry - Barclays counter claim
Originally Posted by harry56
