Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 2nd February 2007 11:01 #1
    Charbydis Charbydis is offline
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    Default Charbydis vs Lloyds/Carcraft

    A year or so ago I bought a car from Carcraft with finance arranged through Black Horse (part of Lloydsicon I think). They included PPIicon without my consent and I think I have a reasonable arguement that it was missold. Who should I go after though, Carcraft or Lloyds?

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  2. 2nd February 2007 12:01 #2
    Bicester1 Bicester1 is offline
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    Default Re: Charbydis vs Lloyds/Carcraft

    Hi

    IMHO I would suggest you start with an SARicon to Lloydsicon if they are getting the premium.

    Bicester1

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  3. 2nd February 2007 12:11 #3
    reidnet reidnet is offline
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    Default Re: Charbydis vs Lloyds/Carcraft

    Hi,
    Just from my Experiences... If the Loan and PPIicon was arranged by Carcraft acting as an Agent for Black Horese, Then you should take the matter up with Carcraft. If you go Direct to Lloydsicon they will argue that they did not sell you the policy.

    I have a similar case where an agent arrangend the loan and PPI, it is the Agent that I am going after as they were the ones that sold the product.

    Good Luck

    Ian

    Lloyds TSB -PPI - Full refund . 05/09/06 (As Seen on TV)
    Halifax settled in Full.. 22/09/06
    TSB First Claim SETTLED IN FULL 19/10/06
    Second Claim to Lloyds TSB - Settled in Full
    Firstplus - early settlement interest charges - Challenged the use of the rule of 78 - SETTLED IN FULL 12/1/07
    PPI - GE Money / Purpleloans / Firstplus - Now Settled after 1 year long hard fight.



    If my post has helped you, please click the scales! :grin:

    Anything said is my opinion and how I understand the law, always consult professional legal advice before taking something to court.
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE