Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    lois Novitiate lois's Avatar

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    Exclamation MBNA/ABBEY platinum card

    hi guys

    Made the DPA request for my statements and have still not heard anything back. BUT I did manage to download some visa card statements online so have sent an initial request for refund letter asking for £200 which has been debited from my account in the last four months alone

    If I ever do get my statements from MBNAicon, I will see if there are any charges which go back beyond October 2005 and if there are, I shall also be going back to them for those charges as well.

    will keep you updated,

    xx

    Similar Threads:
    Abbey claim: £972.00; Req for Refund letter sent 22.05.06
    HSBC claim: sorted!
    Citibank credit card claim: sorted!
    Abbey/MBNA credit card: sorted!
    Smile credit card: 2nd LBA sent 09.06.06
    Capital One credit card: sorted!
    ......................... .
    Parachute deployed and everything moved ... GO GET 'EM !!

  2. #2
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    surreyscouse Novitiate surreyscouse's Avatar

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    Default Re: MBNA/ABBEY platinum card

    Best of luck Lois. This bunch of wasters will try and mess you about as much as possible but persevere and stick to your deadlines and not theirs. Although I might suggest you just wait for them to supply all of the details before you write to them.

    If you speak to the advocates office on 01244 576317 they may well stop charges for a period of time. They know full well why we are asking for these details as per a conversation yesterday (see my post This Is War!!!!!) because it would appear that you are overlimit and late if you have received £200 charges over the past four months alone. Just a suggestion.

    All the best and keep us posted !


  3. #3
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    lois Novitiate lois's Avatar

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    Default Re: MBNA/ABBEY platinum card

    Dear All

    Yesterday evening I returned home to find a letter from a Rachel Claridge, Customer Advocate Office Manager (my god, how MANY tiers of staff do they have in these banks??!!!) anyway, briefly, the letter says:

    Thank you for contacting us. We will ensure you receive a full written response within 28 days from the date of receipt of your letter. I have enclosed a copy of our internal complaints procedure blah blah.

    Yours sincerely
    Rachel Claridge

    This letter was in response to my initial letter for a refund.

    PLEASE can I just get your advice on one question? I'm wondering, now that I have this letter (which I am taking as a sod off letter), can I go straight to the lbaicon letter, or should I wait for the initial 14 day deadline to expire, then go to LBA, then to moneyclaim should I not hear anything further? what do you think?

    Many thanks guys, I hugely appreciate it!! lois xx

    P.S. on another note, issued my first claim form yesterday ... all very nerve-racking but exciting at the same time if that makes sense?!

    Abbey claim: £972.00; Req for Refund letter sent 22.05.06
    HSBC claim: sorted!
    Citibank credit card claim: sorted!
    Abbey/MBNA credit card: sorted!
    Smile credit card: 2nd LBA sent 09.06.06
    Capital One credit card: sorted!
    ......................... .
    Parachute deployed and everything moved ... GO GET 'EM !!

  4. #4
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    Default Re: MBNA/ABBEY platinum card

    Just stick to your time scale and wait the 14 days then issue lbaicon. Don't worry about the fact they think it takes 28 days to investigate, a judge will agree with us that 14 days is more than sufficient for a company with their resources to respond


  5. #5
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    lois Novitiate lois's Avatar

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    Default Re: MBNA/ABBEY platinum card

    ok, cool, I'll wait 14 days then I'll issue the lbaicon

    thanks surreyscouse!

    Abbey claim: £972.00; Req for Refund letter sent 22.05.06
    HSBC claim: sorted!
    Citibank credit card claim: sorted!
    Abbey/MBNA credit card: sorted!
    Smile credit card: 2nd LBA sent 09.06.06
    Capital One credit card: sorted!
    ......................... .
    Parachute deployed and everything moved ... GO GET 'EM !!

  6. #6
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    lois Novitiate lois's Avatar

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    Default Re: MBNA/ABBEY platinum card

    YEY !!

    Guess what? Got a £220.00 refund to my account on Friday,

    two down, two to go ....

    lou xx

    Abbey claim: £972.00; Req for Refund letter sent 22.05.06
    HSBC claim: sorted!
    Citibank credit card claim: sorted!
    Abbey/MBNA credit card: sorted!
    Smile credit card: 2nd LBA sent 09.06.06
    Capital One credit card: sorted!
    ......................... .
    Parachute deployed and everything moved ... GO GET 'EM !!

  7. #7
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    surreyscouse Novitiate surreyscouse's Avatar

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    Default Re: MBNA/ABBEY platinum card

    see how is easy it all is !


  8. #8
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    Moneydownthedrain Novitiate

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    Default Re: MBNA/ABBEY platinum card

    Hi all,
    I dont want to sound thick, but what is a lbaicon? Still trying to catch up on the terminology.
    Moneydownthedrain.


  9. #9
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    LondonPam Novitiate

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    Default Re: MBNA/ABBEY platinum card

    letter before actionicon
    I'm just about getting used to the terminology now lol

    Pam.

    If anything I've said helps you then please feel free to tip my scales!

  10. #10
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    Moneydownthedrain Novitiate

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    Default Re: MBNA/ABBEY platinum card

    Thanks Pam



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE