Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Good evening everybody!
Well here goes, have been passing letters back and forth as per guidelines re: £750 charges on my BUSINESS account. Last phone call with the customer relations manager, she said that although I may have heard of people getting their money returned, as a business account customer I do not come under the Unfair Terms of Consumer Contracts. This has been backed up with a letter. What I want to ask is....... can anyone explain to me how The Unfair Contracts Terms Act 1977 is different and how does it differ from the other one?
Anyway, I have ignored them and started my action at Bodmin county court.
I have already won 1 claim against BOS and that was a Business Account. The terms I used were 'the Unfair Terms in Consumer Regulations(1999) and the Unfair Contract Term Act(1977)' I have just started a Summary Cause action against them using the same terms. Due in court in March, I'll let you know how I get on. There is a template in the Bank templates library for Business Accounts.Have a look in the BOS Forum and start a thread to let us know how your getting on.
Best wishes with your claim.
Regards.
Scott.
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Soloman 15.Best of luck with your tassel against B.O.S. I have a sumary case going for a business account for Unfortunately £ 1500. as this is the max. in Scotland. I did talk to a couplkt of lawyers (both female) who did not lead me to beleive they would be any good so decided to go the Sumary case by myself. Without going into a long story about the bank losing the case papers and getting a couple of weeks continuance. Anyway they decided to settle but unfortunately I wanted travelling expenses and loss of income etc. Which now I hear I am not entitled to receive. But any way they are prepared to pay me the whole amount on the original papers. I am still trying for more but we will see. I have just had a small claim against their credit card div. which they have not defended so all going well I shoukld win by default. Best of luck and don't be put off by the rumbings of people who do not know what is what.
Soloman15 VS Bank Of Scotland
with the customer relations manager, she said that although I may have heard of people getting their money returned, as a business account customer I do not come under the Unfair Terms of Consumer Contracts. This has been backed up with a letter. What I want to ask is....... can anyone explain to me how The Unfair Contracts Terms Act 1977 is different and how does it differ from the other one?
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