Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, I joined a little while ago but have had health issues to deal for a few months and am currently under assault from many angles all creditors have been advised that CCCS assisting in debt management on incapacity and low income means tested benefits similarly to many.
HalifaxSubject access request was sent to branch for all accounts on 15th January, my wifes cardcash and my own cardcash, current account and credit card, along with 2 cheques for £10, 1 for each SAR.
on 22nd received cheques back, statements followed on the 25th. Currently working with family member who has succesfully reclaimed his charges already and inputting data from statements from 3 accounts.
However I have not yet had anything from Halifax re the credit card, not sure where to go with it as I signed for card in branch so colleague advised SAR to branch for all accounts including credit card, the lack of inf re charges to the credit card account does however concern me a little as collections dept for card are aware of current circumstances and payment protection insurance claim in process, verbal agreement re payment to account on the 5th february of £60, was broken by the bank who yesterday took £55.67 from cardcash acc despite detailed information re circumstances.
Does this mean that I can know dispute this account effectively freezing it collections status?
Can anyone help please, nothing seems to go smoothly for my family at the moment.
have to comment that I did ring card collections and raise complaint and agreed to pay difference to £60 can I know dispute and refuse any further payments?