Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Okay your thoughts on this would be great. On the 24/01/07 I sent an S.A.R to MINT via Recorded delivery, this was received by there office in South end on Sea on the 25/01/07.
Now the interesting part. This morning I woke to find two letters at my door (both from the same DCA), the first one says that as from the 25/1/07 my RBS (Credit Card) account was transfered to xxx DCA.
The second letter then asks for my repayment proposal.
Basically is this MINT's way of getting out of sending me the S.A.R? Should I now direct an S.A.R to the DCA?
I had similar query with 2 of my accounts (Creation & Capital 1) I'm not sure whether I've done the right thing but I sent my S.A.R & £10 cheque directly to the Creditor but also sent a copy of the request with a covering letter to the DCA's. With 1 account I've also told the DCA that I'm reducing my repayments to a minimal amount as I'm pretty sure when I have all the info the charges will be more than the outstanding debt!!
Like I say not sure whether this is right & haven't had a response from either yet although 40 days are up next week. Hopefully a site helper or mod will 'drop by' with more advice for you. Whoever you decide to send it to make sure you send it registered or recorded delivery.
Hope this helps. Will be posting a Mint thread myself soon as just getting to MCOL stage!
I received a letter saturday morning from MINT, saying that they will provide me with the data requested within the timescales set! will keep you updated.
DJ Vs RBS (MINT) - Your Thoughts?
), the first one says that as from the 25/1/07 my RBS
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Re: DJ Vs RBS (MINT) - Your Thoughts?
