Hi Y'all
As part of our successful action against Lloydsthe settlement out of court requested that we attend an Account Review with the Local Branch Manager.
He wasn't very well briefed, he thought that we had requested it, then launched into a long boring lecture about managing the account better. We said we would if they would reduce the charges to reflect actual costs incurred. Of course he did all the usual spiel about advertised charges ( even though he admitted it was an automed process! ). He wouldn't put that in writing though He then went on to mention that our overdraftcould be taken away from us at any time and we could be asked to pay back any sum owing. Obviously the guy is naive enough to believe that we were phased by that ( idiot ).
Anyhow, we slapped him with two letters threatening court action within fourteen days if they didn't refund (a) All charges taken or pending since March 2006 ( After our previous successful Action ) & (b) All charges Prior to March 2000 back to the account being opened in 1995 ( Let's see what they make of Section 29 of the limitation act1980 ). It's good to be back in the saddle again, I've missed the cut and thrust of it all. Bet they blink first....
Oh, by the way, the meeting ended at that point.....
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