Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    maxibon Informative maxibon Informative maxibon Informative maxibon's Avatar

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    Thumbs down Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    I rang the RBSicon to check address to put when completing an N1 ( their last day is this Saturday 03/02/07 to respond to lbaicon) . When I called their was a standard answer phone message stating 'if your claim is regarding charges then please be patient and you will receive a response by the 09/02/07'.!!

    Nevertheless I left a message and was told on a callback from a guy at RBS that they do not have enough staff, due to the amount of claims blah that they would not be responding untill then. He didnt even know when I had sent my LBA. I told him that would be too late as I intended to file with court before then.
    He then said ' Well I will just note it on your file not to respond or would you be willing to wait till then for a response?' My reply 'I cant do that as I dont know what your response will be do I?'!!!

    He has apparently noted on my file not to bother responding to me as I will be taking it to court. This was the customer relations team that I spoke to ( same place where Sandy Watt is based).

    I just wonder how they can say that they will respond by then regardless of when you sent your LBA etc. Baffling!

    Anyone else had this said to them?? and know why??

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    Maxibon


    Gonna take them for all I can and enjoy every second!


    RBS Account 1- S.A.R - (Subject Access Request) sent 20/12/2006
    RBS Account 2 - S.A.R - (Subject Access Request) sent 20/12/2006
    RBS Ac1- recvd S.A.R - (Subject Access Request) 28/12/2006
    Statements recvd Account 1 on 05/01/07
    LBA issued for Account 1 on 06/01/07
    7 days grace being given till 09/02/07
    Still no Response to S.A.R - (Subject Access Request) on Acc 2
    Breach on acc 2 DPA request
    N1 filed acc 2 28/02/07
    Acknowledged 16/03/07
    Defense submitted 30/03/07


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  2. #2
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    ggrant Novitiate

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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    There appears to be some conflicting info going about...

    The other week, the standard answerphone message said 'They would be in touch by 31st January'. That and I heard from Sandy Watt's mouth himself that they had significantly cleared a lot of the backlog over the last couple weeks.

    That was when I spoke to him last week. Hmmmmm... *rubs chin*


  3. #3
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    gemspan Informative gemspan Informative

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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    Hi there

    Continue to YOUR schedule - not theirs. They have been given the time; if they fail to get the staff to deal with the letters that is their problem. Onwards and upwards I say and go for it.

    Kind regards
    Gemspan



  4. #4
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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    Ideally I would, secretly I'm dreading it going to court as a) I'll be £120 down initially with no primary means of paying it online, and b) I'm an impatient git lol.


  5. #5
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    isidore Informative isidore Informative isidore Informative isidore's Avatar

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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    For those who want to go to court, just progress at your pace.

    For those that don't want to go to court, simply send them a letter saying you will extend your deadline (last chance) by 7 days. You can find an example letter in my "T4FF vs Halifaxicon" thread. Click on my name then "find threads started by T4FF"

    If my post has been useful, tip my scales and let me know

    Always start with the User guide!
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    RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

  6. #6
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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    I did the same thing with my first claim, sent the Prelim and lbaicon but then sent a 3rd email directly to tommy mclean telling them "I understand that you are inundated and would for both of our sakes would like to settle out of court. However if I do not recieve a favourable response by blah blah then I will surely be filing a court claim." Full offer letter 2 days later.


  7. #7
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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    If possible can someone PM me Tommys email address? I have a suspicion getting through on the phone may be a bad idea....


  8. #8
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    Default Re: Anyone Else Been Told By Rbs ' No Response Till 09/02/07'???

    Tommy.McLean@rbs.co.uk

    margaret.king@rbs.co.uk

    Either will get to him, I have a feeling she is a team leader



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE