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~~~**IMPORTANT** Mortgage Claimants ~ PLEASE READ ~~


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Just read these posts and am a little disheartened. I realise some of these comments are in 2007, so hopefully things are a little better now.

 

I had a mortgage with National Homeloans from 1990 - 1998, they charged me for unpaid dd's and about 2.5% extra interest on the mortgage. Over and above the rate at the time.

I would like to try and claim back these extra amounts. It is extremely difficult to do so because at that time, in the old days, there was tax releif on mortgages. Did my best and I used the spreadsheet, which is very helpful.

The amount comes to at least £ 40,000. Where do I start? Is there a letter template for this situation? It would be very helpful if so and could someone please direct me to it.

I have used the solicitors link on this website to ask advice. Solicitor said go to Ombudsman, I have read that that is not a good idea. Then said claim would have to go to High Court, involving barristers and £ 5-10,000 fees. So, I am at a brick wall, as can't afford to risk blah, blah. Help!

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