Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Mcol Q!

  1. 30th January 2007 11:32 #1
    SweetCal SweetCal is offline
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    Default Mcol Q!

    Hi

    I have just submitted my MCOL but am wondering if I should have sent a Breakdownicon of the charges I am claiming and if there is any way to do this? It didnt give me the option to attach anything like that - just the particulars of claim which I copied and pasted from here saying total claim & interesticon.

    Do I need to send them a breakdown or anything? Also at this stage do I need to sent another breakdown to my bank to show them the interest calculations as the last spreadsheet I sent them did not include the 8%.

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  2. 30th January 2007 11:54 #2
    dollies01 dollies01 is offline
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    Default Re: Mcol Q!

    Whilst not obligatory, it is adviced to send the court a copy of your schedule.
    Send it to the Northampton county courticon and mark it by way of service.

    I wouldnt worry about sending the banks another copy, they have had their chance!
    hope this helps.

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    Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>
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  3. 31st January 2007 18:41 #3
    Andrew66 Andrew66 is offline
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    Default Re: Mcol Q!

    I didn't send mine to the court, as I had already sent A+L two lots. Didn't think it would make any difference to the claim.

    A+L S.A.R - (Subject Access Request) sent 28th July. Statements rec'd 01 Sept. Letter requesting repayment of £4,979 sent 18/09 MCOL sent 15th Nov £6389.57. Cheque received £6425.54 4th Dec.
    MBNA S.A.R - (Subject Access Request) sent 28th July, promised reply by 28th August. Cheque rec'd £250 31 Aug. . 2nd letter sent 7 sept for rest of charges to be returned. £243 rec'd 28th Oct
    CCA sent 1st Credit 11th August, reply 15th Aug
    Request for repayment Rooftop Mortgages for £1095, reply saying no on 17th Aug.
    Still to come: Cap. One, Time retail, HFC Bank.
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  4. 31st January 2007 23:45 #4
    SweetCal SweetCal is offline
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    Default Re: Mcol Q!

    well I sent one anyway... cant hurt I guess! Now I guess I just wait. This is the hardest bit!!!

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE