Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    znowdonia Novitiate

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    Default What am I looking for on my statements? They seem unclear?

    I have added up all the 'total charges' with come under DRs on my statements is there anything else they could have been charging me? I expected alot more than what my statements seem to add up to - please help me - much appreciated!

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  2. #2
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    Default Re: What am I looking for on my statements? They seem unclear?

    hi znowdonia
    you are picking up the total charges, recall/reversal of s/o d/d, reversal of cheques - they soon mount up.
    read through as many faq's and threads as you can. answers to any questions you have should be somewhere on this site and help is at hand should you need it.
    good luck with your claim
    netty


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    Default Re: What am I looking for on my statements? They seem unclear?

    THANKS FOR THAT - have tried searching threads but no joy I'm afraid... the statements only seem to ever say 'totasl charge' and they come under the column with DR... anyone else know if i should look for anything else? 6 yearsicon is alot of statements so im trying to see if anything else will stick out other than me looking for DR's

    I hope I'm explaining myself well here!!!!


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    Default Re: What am I looking for on my statements? They seem unclear?

    try reading this link

    Charges description on statements -

    hope this helps


  5. #5
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    Default Re: What am I looking for on my statements? They seem unclear?

    thanks NettyG!


  6. #6
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    Default Re: What am I looking for on my statements? They seem unclear?

    look at the charges link netty sent - then look at your statements
    anything with a DR next to it, then eliminate things on that list that you can't claim for (machine use, etc) anything else - claim for it and on the list you make of the charges (don't send statements) call it what they call it. if you have several interest items - they would be overdrafticon interest and are wholly or partially reclaimable - you find out by using the advanced spreadsheet - it does it all for you.
    if you have probs with the s/s, try looking at this post to honeygie - it is post number 9:HONEYGIE sees you HSBC! ( 1.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE