Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: West V Mint

  1. #1
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    Default West V Mint

    Hiya, I started my claim against Mint sometime ago but then what with christmas & lack of funds to start court action etc... it got left. After I received a letter from them basically saying they were not going to refund my charges I then sent my lbaicon on 18th October and that is the last I did, so as it stands I was supposed to file a money cliam at begining of November but as I said above I did not have the money to file the claim. What I would like to know is have I left it too late or can I start the money claim online now?

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  2. #2
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    Default Re: West V Mint

    Is there anyone that can help me with the above, just need to know if I can go ahead with moneyclaim or do I need to start again with prelim letter as I have left it so long.

    HALIFAX
    SETTLED IN FULL 06/09/06 £4,067.00

    MBNA
    SETTLED IN FULL 25/10/06 £419.00 (settled before court action taken)

    HALIFAX CREDIT CARD
    Data Protection Act Sent 01/09/06

    HALIFAX
    SETTLED IN FULL Dec 06 £2,409.00


    BARCLAYCARD
    SETTLED IN FULL March 07 £260.00


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    SETTLED IN FULL March 07 £320.00

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  3. #3
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    Default Re: West V Mint

    Hi west, I would advise you to start from prelim again. Only reason being is that the "warning" you gave was for over 2 months ago.

    The reason the schedule is set out whereby you give 14 days notice for prelim and lbaicon is so that should your claim go to court you can demonstrate you have given them plenty of notice.

    This is the same with your claim, you may have given them notice - but notice on a claim that was coming 2 months ago. You may have problems if you just file your claim now and if it were me, to be on the safe side I would give them the time to sort it.

    On the bright side, your claim (should it go to court) will be bigger due to the increase in interesticon!

    This is, of course, just my opinion and what I would probably do.

    If my post has been useful, tip my scales and let me know

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  4. #4
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    Default Re: West V Mint

    Yes that probably sounds like the best thing to do. I shall start that again in next couple of days.

    HALIFAX
    SETTLED IN FULL 06/09/06 £4,067.00

    MBNA
    SETTLED IN FULL 25/10/06 £419.00 (settled before court action taken)

    HALIFAX CREDIT CARD
    Data Protection Act Sent 01/09/06

    HALIFAX
    SETTLED IN FULL Dec 06 £2,409.00


    BARCLAYCARD
    SETTLED IN FULL March 07 £260.00


    HUSBANDS BARCLAYCARD
    SETTLED IN FULL March 07 £320.00

    MINT
    Data Protection Act sent 10/09/2006
    Pelim sent 02/10/2006
    LBA sent 18/10/2006


    CAPITAL ONE
    Data Protection Act sent 10/09/2006


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