Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 3 of 3
  1. 27th January 2007 23:09 #1
    pavilion1981 pavilion1981 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         pavilion1981 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    5

    Unhappy Pleeease Help!!! If u can?? Interest charges

    Hi there, I am looking into the stage now about working out my interest charges. Do I need to use the spreadsheet to work out interest charges accurately. As I printed my Statement of charges from my banks website (Lloydsicon TSB) It does show my overdrafticon interest charges. I'm slightly confused..........DOH!

    Also I want to start preparing myself for a small summary claim incase it gets to that stage. Does anybody know if forms 1 and 1b are the only ones I need to fill in. I know I sound completely cluless but I have been following and reading up on this site for about a fortnight FAQ's include (honestly!!)

    It's fascinating!!! If I get my claim back I will definately be making a donationicon to tis site. If it wasn't for the consumer action group, I would have stopped at the first letter as the bank told me I'm not getting anything.
    Thank you for giving me the confidence to follow this through.

    Any advice is greatly appreciated and sorry for sounding so stupid.

    Similar Threads:
    Reply With Quote Reply With Quote
  2. 29th January 2007 13:52 #2
    Giveitback Giveitback is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Giveitback Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    222

    Default Re: Pleeease Help!!! If u can?? Interest charges

    If all of your overdrafticon is from charges, then you can just bill them your entire interest, but if you were overdrawn already, then some of the interest will be lawful - charged on what you did owe them, and for that the spreadsheet works best.

    BoS:- D P A sent 09/06 Prelim. request 29/06 £1755 plus interest
    1st claim Filed 5/10/06 SETTLED 19/10 £747.80 plus £534.31 interest
    Reply With Quote Reply With Quote
  3. 30th January 2007 14:21 #3
    castiron castiron is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         castiron Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    Posts
    1

    Default Re: Pleeease Help!!! If u can?? Interest charges

    Hi, so do you need to know what the interesticon rates were at that time, or do you apply an interest rate that exists now?

    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE